Financial Services
Tompkins Financial Corporation(TMP)
Live Price
Offline$92.02
+0.91% today
1Y Change
+47.68%
Window
Jun 20, 2025 โ Jun 18, 2026
- Market Cap
- $1.22B
- Revenue Growth
- +34.1%
- EPS Growth
- +126.9%
- Dividend Yield
- 3.0%
Coverage: 250 bars ยท Jun 20, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Tompkins Financial Corporation (TMP) is a Financial Services stock with a market cap of $1.22B and listed on AMEX. The stock last traded around $92.02 and up 47.7% across the available one-year price window (Jun 20, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +34.1%, EPS growth of +126.9%, a dividend yield of 3.0%. What stands out right now is revenue +34.1%, EPS +126.9%, free cash flow -64.0% with operating margin 40.3% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.0%. Valuation is more restrained than many high-expectation growth names at P/E 7.2 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TMP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+34.1% vs +3.4% peer median
Operating Margin
Above sector median
+40.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +34.1% and EPS at +126.9%, with operating margin around 40.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.5% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | +2.3% | +2.7% | +4.2% |
2026 Jan 30, 2026 | +1.1% | +1.2% | +5.3% | -2.1% |
2025 Oct 24, 2025 | -2.9% | +1.3% | -3.5% | +3.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TMP
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TMP Max Drawdown
-13.73%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TMP and SPY.
Company Overview
Tompkins Financial Corporation
New York Stock Exchange American
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
- Leadership
- Stephen S. Romaine
- IPO Date
- Jun 2, 1986
- Employees
- 941
- Street Address
- 118 East Seneca Street
- Mailing
- Ithaca, NY, 14851
- Region
- Ithaca, NY, US
- Reporting Currency
- USD
- Investor Line
- 888 503 5753
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.2
- EV/EBITDA
- 7.3
- Price/Sales
- 2.1
- Price/Book
- 1.3
Growth
- Revenue
- +34.1%
- EPS
- +126.9%
- Free Cash Flow
- -64.0%
Profitability
- Gross Margin
- 76.1%
- Operating Margin
- 40.3%
- Net Margin
- 28.9%
- ROE
- 19.5%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- 0.60
- Current Ratio
- 0.58
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.