Financial Services
Live Price
Offline$197.93
-0.87% today
1Y Change
+15.97%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The Hanover Insurance Group, Inc. (THG) is a Financial Services stock with a market cap of $6.57B and listed on NYSE. The stock last traded around $197.93 and up 16.0% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +6.1%, EPS growth of +56.2%, a dividend yield of 2.0%. What stands out right now is revenue +6.1%, EPS +56.2%, free cash flow +47.0% with operating margin 13.8% and ROIC 30.2%. The dividend is present but secondary, with a yield around 2.0%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 1.0. Stock Foundry combines THG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
THG
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
THG Max Drawdown
-10.02%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for THG and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$5.2B
-5.0% YoY
FY Net Income
$422.8M
+264.5% YoY
Free Cash Flow
$815.7M
+15.8% YoY
Revenue Growth
+6.1%
EPS Growth
+56.2%
Gross Margin
34.5%
Net Margin
10.8%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 6.6B | 6.2B | 6.0B | 5.4B | 5.2B |
| Gross Profit | 2.9B | 1.2B | 653M | 716M | 1.0B |
| Operating Income | 844M | 538M | 41M | 144M | 521M |
| EBITDA | 887M | 573M | 82M | 191M | 572M |
| Net Income | 663M | 426M | 35M | 116M | 423M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 1.1B | 436M | 316M | 305M | 231M |
| Total Assets | 16.9B | 15.3B | 14.6B | 14.0B | 14.3B |
| Total Liabilities | 13.4B | 12.4B | 12.1B | 11.7B | 11.1B |
| Shareholder Equity | 3.6B | 2.8B | 2.5B | 2.3B | 3.1B |
| Total Debt | 1.2B | 784M | 783M | 782M | 782M |
| Net Debt | 96M | 349M | 467M | 477M | 551M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
824M
+14.0% YoY
Capital Expenditures
8M
+55.1% YoY
Free Cash Flow
816M
+15.8% YoY
Key ratios
Gross Margin
34.5%
Operating Margin
13.8%
Net Margin
10.8%
ROE
20.9%
Debt / Equity
0.24x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.