Financial Services
Live Price
Offline$73.07
+0.26% today
1Y Change
+39.30%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Financial Corporation (THFF) is a Financial Services stock with a market cap of $790.00M and listed on NASDAQ. The stock last traded around $73.07 and up 39.3% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +6.2%, EPS growth of +67.0%, a dividend yield of 3.2%. What stands out right now is revenue +6.2%, EPS +67.0%, free cash flow +57.2% with operating margin 27.8% and ROIC 1.2%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 9.7 and price/sales 2.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines THFF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
THFF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
THFF Max Drawdown
-13.97%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for THFF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$194.3M
-15.5% YoY
FY Net Income
$53.0M
-25.5% YoY
Free Cash Flow
$51.2M
-33.8% YoY
Revenue Growth
+6.2%
EPS Growth
+67.0%
Gross Margin
77.9%
Net Margin
25.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 326M | 308M | 271M | 230M | 194M |
| Gross Profit | 254M | 202M | 203M | 214M | 183M |
| Operating Income | 99M | 57M | 72M | 88M | 66M |
| EBITDA | 108M | 67M | 79M | 94M | 72M |
| Net Income | 79M | 47M | 61M | 71M | 53M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 131M | 94M | 77M | 223M | 688M |
| Total Assets | 5.8B | 5.6B | 4.9B | 5.0B | 5.2B |
| Total Liabilities | 5.1B | 5.0B | 4.3B | 4.5B | 4.6B |
| Shareholder Equity | 651M | 549M | 528M | 475M | 583M |
| Total Debt | 481M | 215M | 176M | 80M | 116M |
| Net Debt | 350M | 122M | 99M | -142M | -572M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
55M
-30.1% YoY
Capital Expenditures
4M
-168.9% YoY
Free Cash Flow
51M
-33.8% YoY
Key ratios
Gross Margin
77.9%
Operating Margin
27.8%
Net Margin
25.1%
ROE
12.8%
Debt / Equity
0.85x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.