Financial Services
Live Price
Offline$16.42
+0.92% today
1Y Change
+22.48%
Window
Jun 23, 2025 → May 29, 2026
Coverage: 236 bars · Jun 23, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
TFS Financial Corporation (TFSL) is a Financial Services stock with a market cap of $4.22B and listed on NASDAQ. The stock last traded around $16.42 and up 22.5% across the available one-year price window (Jun 23, 2025 → May 29, 2026). Baseline metrics include revenue growth of +4.4%, EPS growth of +14.3%, a dividend yield of 7.5%. What stands out right now is revenue +4.4%, EPS +14.3%, free cash flow -17.0% with operating margin 14.5% and ROIC 16.0%. The dividend matters to the case here, with a current yield around 7.5%. Valuation already assumes a fairly strong business story at P/E 45.1 and price/sales 5.2. Stock Foundry combines TFSL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TFSL
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TFSL Max Drawdown
-12.65%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TFSL and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$444.7M
+2.7% YoY
FY Net Income
$81.0M
+8.6% YoY
Free Cash Flow
$81.8M
+125.8% YoY
Revenue Growth
+4.4%
EPS Growth
+14.3%
Gross Margin
41.1%
Net Margin
11.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 792M | 759M | 633M | 433M | 445M |
| Gross Profit | 319M | 305M | 306M | 290M | 296M |
| Operating Income | 115M | 100M | 93M | 92M | 100M |
| EBITDA | 138M | 119M | 111M | 119M | 133M |
| Net Income | 91M | 80M | 75M | 75M | 81M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 429M | 464M | 467M | 370M | 488M |
| Total Assets | 17.5B | 17.1B | 16.9B | 15.8B | 14.1B |
| Total Liabilities | 15.6B | 15.2B | 15.0B | 13.9B | 12.3B |
| Shareholder Equity | 1.9B | 1.9B | 1.9B | 1.8B | 1.7B |
| Total Debt | 4.9B | 4.8B | 5.3B | 4.8B | 3.1B |
| Net Debt | 4.5B | 4.4B | 4.8B | 4.5B | 2.6B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
83M
+113.6% YoY
Capital Expenditures
1M
+50.5% YoY
Free Cash Flow
82M
+125.8% YoY
Key ratios
Gross Margin
41.1%
Operating Margin
14.5%
Net Margin
11.4%
ROE
4.9%
Debt / Equity
2.67x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.