Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 18M | 17M | 15M | 11M | 11M |
| Gross Profit | 10M | 9M | 9M | 10M | 10M |
| Operating Income | 2M | 1M | 910K | 2M | 3M |
| EBITDA | 2M | 0 | 1M | 3M | 3M |
| Net Income | 2M | 1M | 1M | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$16.14
+7.60% today
1Y Change
+79.65%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Third Century Bancorp (TDCB) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $16.14 and up 79.7% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of +7.6%, EPS growth of +42.5%, a dividend yield of 1.3%. What stands out right now is revenue +7.6%, EPS +42.5%, free cash flow -10.2% with operating margin 23.1% and ROIC 1.1%. The dividend is present but secondary, with a yield around 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 8.7 and price/sales 1.0. Stock Foundry combines TDCB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TDCB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TDCB Max Drawdown
-17.94%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TDCB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$10.5M
-6.5% YoY
FY Net Income
$2.3M
+10.6% YoY
Free Cash Flow
$718.1K
+11.7% YoY
Revenue Growth
+7.6%
EPS Growth
+42.5%
Gross Margin
57.4%
Net Margin
10.8%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 18M | 17M | 15M | 11M | 11M |
| Gross Profit | 10M | 9M | 9M | 10M | 10M |
| Operating Income | 2M | 1M | 910K | 2M | 3M |
| EBITDA | 2M | 0 | 1M | 3M | 3M |
| Net Income | 2M | 1M | 1M | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 34M | 9M | 13M | 4M | 5M |
| Total Assets | 349M | 312M | 313M | 280M | 242M |
| Total Liabilities | 336M | 303M | 303M | 272M | 220M |
| Shareholder Equity | 13M | 9M | 10M | 8M | 22M |
| Total Debt | 55M | 61M | 56M | 32M | 5M |
| Net Debt | 21M | 52M | 43M | 28M | 143K |
Cash flow positioning
Latest Full Year
Operating Cash Flow
841K
+18.9% YoY
Capital Expenditures
122K
-90.7% YoY
Free Cash Flow
718K
+11.7% YoY
Key ratios
Gross Margin
57.4%
Operating Margin
23.1%
Net Margin
10.8%
ROE
16.8%
Debt / Equity
3.64x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.