Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 367M | 338M | 274M | 160M | 103M |
| Gross Profit | 203M | 165M | 141M | 110M | 83M |
| Operating Income | 85M | 61M | 42M | 23M | 14M |
| EBITDA | 90M | 66M | 46M | 26M | 14M |
| Net Income | 66M | 48M | 33M | 19M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$38.99
+1.35% today
Window Change
+20.11%
Window
Jun 23, 2025 → Dec 30, 2025
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 133 bars · Jun 23, 2025 → Dec 30, 2025
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Third Coast Bancshares, Inc. (TCBX) is a Financial Services stock with a market cap of $520.00M and listed on NYSE. The stock last traded around $38.99 and up 20.1% across the available one-year price window (Jun 23, 2025 → Dec 30, 2025). Baseline metrics include revenue growth of +8.5%, EPS growth of +41.7%, a dividend yield of 0.0%. What stands out right now is revenue +8.5%, EPS +41.7%, free cash flow +44.3% with operating margin 23.5% and ROIC 1.9%. Valuation is more restrained than many high-expectation growth names at P/E 4.4 and price/sales 0.8. Stock Foundry combines TCBX price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TCBX
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TCBX Max Drawdown
-12.07%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TCBX and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$103.2M
-35.6% YoY
FY Net Income
$11.4M
-38.8% YoY
Free Cash Flow
-$1.0M
-110.8% YoY
Revenue Growth
+8.5%
EPS Growth
+41.7%
Gross Margin
55.1%
Net Margin
18.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 367M | 338M | 274M | 160M | 103M |
| Gross Profit | 203M | 165M | 141M | 110M | 83M |
| Operating Income | 85M | 61M | 42M | 23M | 14M |
| EBITDA | 90M | 66M | 46M | 26M | 14M |
| Net Income | 66M | 48M | 33M | 19M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 175M | 372M | 297M | 330M | 327M |
| Total Assets | 5.3B | 4.9B | 4.4B | 3.8B | 2.5B |
| Total Liabilities | 4.8B | 4.5B | 4.0B | 3.4B | 2.2B |
| Shareholder Equity | 531M | 461M | 412M | 382M | 299M |
| Total Debt | 137M | 133M | 142M | 129M | 1M |
| Net Debt | -38M | -239M | -155M | -200M | -326M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
5M
-79.0% YoY
Capital Expenditures
6M
+53.9% YoY
Free Cash Flow
1M
-110.8% YoY
Key ratios
Gross Margin
55.1%
Operating Margin
23.5%
Net Margin
18.3%
ROE
21.7%
Debt / Equity
0.24x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.