Financial Services
Texas Community Bancshares, Inc.(TCBS)
Live Price
Offline$17.30
+0.64% today
1Y Change
+7.79%
Window
Jun 23, 2025 โ Jun 12, 2026
- Market Cap
- $50.00M
- Revenue Growth
- +22.7%
- EPS Growth
- +331.1%
- Dividend Yield
- 1.3%
Coverage: 245 bars ยท Jun 23, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Texas Community Bancshares, Inc. (TCBS) is a Financial Services stock with a market cap of $50.00M and listed on NASDAQ. The stock last traded around $17.30 and up 7.8% across the available one-year price window (Jun 23, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +22.7%, EPS growth of +331.1%, a dividend yield of 1.3%. What stands out right now is revenue +22.7%, EPS +331.1%, free cash flow +31.5% with operating margin 13.9% and ROIC 3.0%. The dividend is present but secondary, with a yield around 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 15.8 and price/sales 1.9. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines TCBS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+22.7% vs +3.4% peer median
Operating Margin
Above sector median
+13.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +22.7% and EPS at +331.1%, with operating margin around 13.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.4% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | +0.2% | -0.9% | +0.6% |
2026 Mar 25, 2026 | โ | +1.5% | +1.5% | -2.1% |
2025 Nov 7, 2025 | โ | +0.0% | +0.6% | +0.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TCBS
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TCBS Max Drawdown
-11.79%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TCBS and SPY.
Company Overview
Texas Community Bancshares, Inc.
NASDAQ Capital Market
Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, cards, online banking, and mobile banking services. The company was founded in 1934 and is headquartered in Mineola, Texas.
- Leadership
- Jason Sobel
- IPO Date
- Jul 16, 2021
- Employees
- 60
- Street Address
- 215 West Broad Street
- Mailing
- Mineola, TX, 75773
- Region
- Mineola, TX, US
- Reporting Currency
- USD
- Investor Line
- 903 569 2602
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 15.8
- EV/EBITDA
- 21.8
- Price/Sales
- 1.9
- Price/Book
- 0.9
Growth
- Revenue
- +22.7%
- EPS
- +331.1%
- Free Cash Flow
- +31.5%
Profitability
- Gross Margin
- 62.2%
- Operating Margin
- 13.9%
- Net Margin
- 11.8%
- ROE
- 5.7%
- ROIC
- 3.0%
Balance Sheet
- Debt/Equity
- 0.85
- Current Ratio
- 0.16
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.