Financial Services
Live Price
Offline$51.40
+0.98% today
1Y Change
+27.86%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
TriCo Bancshares (TCBK) is a Financial Services stock with a market cap of $1.63B and listed on NASDAQ. The stock last traded around $51.40 and up 27.9% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +1.8%, EPS growth of +7.2%, a dividend yield of 2.8%. What stands out right now is revenue +1.8%, EPS +7.2%, free cash flow +21.7% with operating margin 33.3% and ROIC 1.3%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 12.6 and price/sales 3.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TCBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TCBK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TCBK Max Drawdown
-12.37%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TCBK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$334.9M
-18.7% YoY
FY Net Income
$117.7M
-6.2% YoY
Free Cash Flow
$129.0M
-19.0% YoY
Revenue Growth
+1.8%
EPS Growth
+7.2%
Gross Margin
77.1%
Net Margin
23.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 533M | 524M | 493M | 412M | 335M |
| Gross Profit | 405M | 382M | 387M | 384M | 336M |
| Operating Income | 169M | 155M | 161M | 174M | 164M |
| EBITDA | 183M | 171M | 180M | 192M | 181M |
| Net Income | 122M | 115M | 117M | 125M | 118M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 157M | 145M | 99M | 107M | 768M |
| Total Assets | 9.8B | 9.7B | 9.9B | 9.9B | 8.6B |
| Total Liabilities | 8.5B | 8.5B | 8.8B | 8.9B | 7.6B |
| Shareholder Equity | 1.3B | 1.2B | 1.2B | 1.0B | 1.0B |
| Total Debt | 80M | 216M | 795M | 443M | 185M |
| Net Debt | -77M | 71M | 696M | 335M | -584M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
132M
-18.8% YoY
Capital Expenditures
3M
+11.8% YoY
Free Cash Flow
129M
-19.0% YoY
Key ratios
Gross Margin
77.1%
Operating Margin
33.3%
Net Margin
23.9%
ROE
9.9%
Debt / Equity
0.06x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.