Financial Services
Texas Capital Bancshares, Inc.(TCBIO)
Live Price
Offline$20.59
+0.10% today
1Y Change
-0.96%
Window
Jun 20, 2025 โ Jun 18, 2026
- Market Cap
- $4.43B
- Revenue Growth
- +13.5%
- EPS Growth
- +432.6%
- Dividend Yield
- 0.0%
Coverage: 250 bars ยท Jun 20, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Texas Capital Bancshares, Inc. (TCBIO) is a Financial Services stock with a market cap of $4.43B and listed on NASDAQ. The stock last traded around $20.59 and down 1.0% across the available one-year price window (Jun 20, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +13.5%, EPS growth of +432.6%, a dividend yield of 0.0%. What stands out right now is revenue +13.5%, EPS +432.6%, free cash flow -16.5% with operating margin 23.7% and ROIC 7.4%. Valuation is more restrained than many high-expectation growth names at P/E 12.8 and price/sales 2.2. Stock Foundry combines TCBIO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+13.5% vs +3.4% peer median
Operating Margin
Above sector median
+23.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +13.5% and EPS at +432.6%, with operating margin around 23.7%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -0.4% | -1.7% | -4.5% |
2026 Jan 22, 2026 | +19.8% | -1.4% | -0.1% | +5.7% |
2025 Oct 22, 2025 | +28.8% | +0.3% | +2.3% | +1.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TCBIO
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TCBIO Max Drawdown
-10.60%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TCBIO and SPY.
Company Overview
Texas Capital Bancshares, Inc.
NASDAQ Global Select
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
- Leadership
- Robert C. Holmes
- IPO Date
- Mar 26, 2021
- Employees
- 1.8k
- Street Address
- 2000 McKinney Avenue
- Mailing
- Dallas, TX, 75201
- Region
- Dallas, TX, US
- Reporting Currency
- USD
- Investor Line
- 214 932 6600
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.8
- EV/EBITDA
- 4.5
- Price/Sales
- 2.2
- Price/Book
- 1.3
Growth
- Revenue
- +13.5%
- EPS
- +432.6%
- Free Cash Flow
- -16.5%
Profitability
- Gross Margin
- 62.3%
- Operating Margin
- 23.7%
- Net Margin
- 17.7%
- ROE
- 9.9%
- ROIC
- 7.4%
Balance Sheet
- Debt/Equity
- 0.24
- Current Ratio
- 0.10
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.