Income statement
CAD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 147M | 161M | 181M | 149M | 117M |
| Gross Profit | 88M | 73M | 81M | 73M | 62M |
| Operating Income | 67M | 78M | 106M | 88M | 61M |
| EBITDA | 66M | 56M | 75M | 65M | 48M |
| Net Income | 34M | 46M | 66M | 56M | 41M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$4.68
-1.02% today
1Y Change
-15.27%
Window
Jun 23, 2025 → Jun 17, 2026
Coverage: 254 bars · Jun 23, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Timbercreek Financial Corp. (TBCRF) is a Financial Services stock with a market cap of $560.00M and listed on OTC. The stock last traded around $4.68 and down 15.3% across the available one-year price window (Jun 23, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of -8.7%, EPS growth of -25.0%, a dividend yield of 10.2%. What stands out right now is revenue -8.7%, EPS -25.0%, free cash flow +149.2% with operating margin 45.7% and ROIC 3.4%. The dividend matters to the case here, with a current yield around 10.2%. Valuation is more restrained than many high-expectation growth names at P/E 16.3 and price/sales 3.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TBCRF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TBCRF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TBCRF Max Drawdown
-23.91%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TBCRF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$116.6M
-21.6% YoY
FY Net Income
$41.3M
-26.1% YoY
Free Cash Flow
$81.6M
-1.9% YoY
Revenue Growth
-8.7%
EPS Growth
-25.0%
Gross Margin
52.5%
Net Margin
23.4%
Income statement
CAD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 147M | 161M | 181M | 149M | 117M |
| Gross Profit | 88M | 73M | 81M | 73M | 62M |
| Operating Income | 67M | 78M | 106M | 88M | 61M |
| EBITDA | 66M | 56M | 75M | 65M | 48M |
| Net Income | 34M | 46M | 66M | 56M | 41M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
CAD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 8M | 13M | 5M | 3M | 6M |
| Total Assets | 2.0B | 1.7B | 1.8B | 1.9B | 1.7B |
| Total Liabilities | 1.3B | 1.0B | 1.1B | 1.2B | 1.0B |
| Shareholder Equity | 662M | 687M | 701M | 699M | 685M |
| Total Debt | 1.3B | 537M | 403M | 591M | 588M |
| Net Debt | 1.3B | 524M | 398M | 588M | 582M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
82M
-1.9% YoY
Capital Expenditures
0
Free Cash Flow
82M
-1.9% YoY
Key ratios
Gross Margin
52.5%
Operating Margin
45.7%
Net Margin
23.4%
ROE
5.1%
Debt / Equity
1.97x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.