Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 59M | 56M | 49M | 35M | 33M |
| Gross Profit | 42M | 33M | 35M | 31M | 28M |
| Operating Income | 9M | 3M | 7M | 8M | 8M |
| EBITDA | 9M | 3M | 9M | 10M | 10M |
| Net Income | 7M | 3M | 6M | 7M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$25.76
+1.22% today
1Y Change
+41.10%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Sturgis Bancorp, Inc. (STBI) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $25.76 and up 41.1% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +5.4%, EPS growth of +161.4%, a dividend yield of 2.7%. What stands out right now is revenue +5.4%, EPS +161.4%, free cash flow +111.9% with operating margin 16.4% and ROIC 0.8%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 7.0 and price/sales 0.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines STBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
STBI
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
STBI Max Drawdown
-9.12%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for STBI and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$32.9M
-7.1% YoY
FY Net Income
$6.3M
-4.2% YoY
Free Cash Flow
$10.4M
+53.5% YoY
Revenue Growth
+5.4%
EPS Growth
+161.4%
Gross Margin
71.9%
Net Margin
13.2%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 59M | 56M | 49M | 35M | 33M |
| Gross Profit | 42M | 33M | 35M | 31M | 28M |
| Operating Income | 9M | 3M | 7M | 8M | 8M |
| EBITDA | 9M | 3M | 9M | 10M | 10M |
| Net Income | 7M | 3M | 6M | 7M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 11M | 21M | 40M | 15M | 40M |
| Total Assets | 999M | 956M | 919M | 865M | 752M |
| Total Liabilities | 935M | 901M | 864M | 812M | 699M |
| Shareholder Equity | 63M | 55M | 56M | 53M | 52M |
| Total Debt | 31M | 76M | 55M | 86M | 104M |
| Net Debt | 20M | 55M | 15M | 71M | 64M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
13M
+4.9% YoY
Capital Expenditures
2M
+57.8% YoY
Free Cash Flow
10M
+53.5% YoY
Key ratios
Gross Margin
71.9%
Operating Margin
16.4%
Net Margin
13.2%
ROE
12.8%
Debt / Equity
0.47x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.