Financial Services
Live Price
Offline$46.84
+0.62% today
1Y Change
+28.77%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
S&T Bancorp, Inc. (STBA) is a Financial Services stock with a market cap of $1.62B and listed on NASDAQ. The stock last traded around $46.84 and up 28.8% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +0.6%, EPS growth of +1.5%, a dividend yield of 3.2%. What stands out right now is revenue +0.6%, EPS +1.5%, free cash flow -24.4% with operating margin 29.7% and ROIC 1.4%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 12.2 and price/sales 2.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines STBA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
STBA
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
STBA Max Drawdown
-13.38%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for STBA and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$354.0M
-11.3% YoY
FY Net Income
$110.3M
-18.6% YoY
Free Cash Flow
$211.2M
-10.7% YoY
Revenue Growth
+0.6%
EPS Growth
+1.5%
Gross Margin
69.5%
Net Margin
23.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 569M | 565M | 536M | 399M | 354M |
| Gross Profit | 395M | 384M | 389M | 366M | 325M |
| Operating Income | 168M | 165M | 179M | 169M | 136M |
| EBITDA | 175M | 176M | 186M | 178M | 147M |
| Net Income | 134M | 131M | 145M | 136M | 110M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 163M | 245M | 234M | 210M | 922M |
| Total Assets | 9.9B | 9.7B | 9.6B | 9.1B | 9.5B |
| Total Liabilities | 8.4B | 8.3B | 8.3B | 7.9B | 8.3B |
| Shareholder Equity | 1.5B | 1.4B | 1.3B | 1.2B | 1.2B |
| Total Debt | 311M | 250M | 504M | 439M | 161M |
| Net Debt | 148M | 5M | 270M | 229M | -761M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
215M
-10.6% YoY
Capital Expenditures
4M
+6.5% YoY
Free Cash Flow
211M
-10.7% YoY
Key ratios
Gross Margin
69.5%
Operating Margin
29.7%
Net Margin
23.7%
ROE
9.3%
Debt / Equity
0.11x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.