Financial Services
1st Source Corporation(SRCE)
Live Price
Offline$78.52
+0.89% today
1Y Change
+28.89%
Window
Jun 23, 2025 โ Jun 12, 2026
- Market Cap
- $1.78B
- Revenue Growth
- +5.2%
- EPS Growth
- +20.5%
- Dividend Yield
- 2.1%
Coverage: 245 bars ยท Jun 23, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
1st Source Corporation (SRCE) is a Financial Services stock with a market cap of $1.78B and listed on NASDAQ. The stock last traded around $78.52 and up 28.9% across the available one-year price window (Jun 23, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +5.2%, EPS growth of +20.5%, a dividend yield of 2.1%. What stands out right now is revenue +5.2%, EPS +20.5%, free cash flow +17.4% with operating margin 34.6% and ROIC 8.6%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.2 and price/sales 2.9. Stock Foundry combines SRCE price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+5.2% vs +3.4% peer median
Operating Margin
Above sector median
+34.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.2% and EPS at +20.5%, with operating margin around 34.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -1.1% | -0.5% | -0.0% |
2026 Jan 22, 2026 | +3.1% | -2.0% | -2.4% | +4.5% |
2025 Oct 23, 2025 | +6.9% | +3.6% | +1.2% | +2.4% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SRCE
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SRCE Max Drawdown
-12.40%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SRCE and SPY.
Company Overview
1st Source Corporation
NASDAQ Global Select
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. The company also offers commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services. In addition, it provides trust, investment, agency, and custodial services comprising administration of estates and personal trusts, as well as management of investment accounts for individuals, employee benefit plans, and charitable foundations. Further, the company offers equipment loan and lease products for construction equipment, new and pre-owned aircraft, auto and light trucks, and medium and heavy duty trucks; and finances construction equipment, aircrafts, medium and heavy duty trucks, step vans, vocational work trucks, motor coaches, shuttle buses, funeral cars, automobiles, and other equipment. Additionally, it provides corporate and personal property, casualty, and individual and group health and life insurance products and services. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.
- Leadership
- Andrea Gayle Short
- IPO Date
- Aug 12, 1983
- Employees
- 1.2k
- Street Address
- 100 North Michigan Street
- Mailing
- South Bend, IN, 46601
- Region
- South Bend, IN, US
- Reporting Currency
- USD
- Investor Line
- 574 235 2000
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.2
- EV/EBITDA
- 9.6
- Price/Sales
- 2.9
- Price/Book
- 1.4
Growth
- Revenue
- +5.2%
- EPS
- +20.5%
- Free Cash Flow
- +17.4%
Profitability
- Gross Margin
- 70.8%
- Operating Margin
- 34.6%
- Net Margin
- 26.7%
- ROE
- 12.9%
- ROIC
- 8.6%
Balance Sheet
- Debt/Equity
- 0.30
- Current Ratio
- 0.18
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.