Financial Services
SoFi Technologies, Inc.(SOFI)
Live Price
Offline$16.51
-0.96% today
1Y Change
+19.87%
Window
Jun 20, 2025 โ May 29, 2026
- Market Cap
- $20.95B
- Revenue Growth
- +28.8%
- EPS Growth
- -8.7%
- Dividend Yield
- 0.0%
Coverage: 237 bars ยท Jun 20, 2025 โ May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SoFi Technologies, Inc. (SOFI) is a Financial Services stock with a market cap of $20.95B and listed on NASDAQ. The stock last traded around $16.51 and up 19.9% across the available one-year price window (Jun 20, 2025 โ May 29, 2026). Baseline metrics include revenue growth of +28.8%, EPS growth of -8.7%, a dividend yield of 0.0%. What stands out right now is revenue +28.8%, EPS -8.7%, free cash flow -210.5% with operating margin 12.6% and ROIC 1.1%. Valuation already assumes a fairly strong business story at P/E 36.3 and price/sales 4.1. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines SOFI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+28.8% vs +3.4% peer median
Operating Margin
Above sector median
+12.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +28.8% and EPS is at -8.7%, with operating margin around 12.6%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +3.7% | +5.0% | +9.3% |
2026 Jan 30, 2026 | +12.8% | -3.2% | -8.5% | -19.4% |
2025 Oct 28, 2025 | +32.0% | -2.4% | -7.2% | -10.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SOFI
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SOFI Max Drawdown
-52.96%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SOFI and SPY.
Company Overview
SoFi Technologies, Inc.
NASDAQ Global Select
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
- Leadership
- Anthony J. Noto
- IPO Date
- Jan 4, 2021
- Employees
- 5.0k
- Street Address
- 234 1st Street
- Mailing
- San Francisco, CA, 94105
- Region
- San Francisco, CA, US
- Reporting Currency
- USD
- Investor Line
- 855 456 7634
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 36.3
- EV/EBITDA
- 21.4
- Price/Sales
- 4.1
- Price/Book
- 1.9
Growth
- Revenue
- +28.8%
- EPS
- -8.7%
- Free Cash Flow
- -210.5%
Profitability
- Gross Margin
- 76.0%
- Operating Margin
- 12.6%
- Net Margin
- 11.2%
- ROE
- 6.2%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 0.18
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.