Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 17M | 15M | 9M | 10M | 10M |
| Gross Profit | 10M | 10M | 13M | 9M | 8M |
| Operating Income | 181K | 810K | 894K | 2M | 2M |
| EBITDA | 741K | 810K | 1M | 2M | 3M |
| Net Income | 172K | 712K | 755K | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$12.23
-1.37% today
1Y Change
+11.63%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Seneca Bancorp, Inc. (SNNF) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $12.23 and up 11.6% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of +10.6%, EPS growth of -75.7%, a dividend yield of 0.0%. What stands out right now is revenue +10.6%, EPS -75.7%, free cash flow +98.2% with operating margin 16.9% and ROIC 3.0%. Valuation already assumes a fairly strong business story at P/E 77.2 and price/sales 1.3. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SNNF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SNNF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SNNF Max Drawdown
-22.72%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SNNF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$9.7M
-6.0% YoY
FY Net Income
$1.8M
+9.7% YoY
Free Cash Flow
$2.4M
+773.3% YoY
Revenue Growth
+10.6%
EPS Growth
-75.7%
Gross Margin
66.8%
Net Margin
1.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 17M | 15M | 9M | 10M | 10M |
| Gross Profit | 10M | 10M | 13M | 9M | 8M |
| Operating Income | 181K | 810K | 894K | 2M | 2M |
| EBITDA | 741K | 810K | 1M | 2M | 3M |
| Net Income | 172K | 712K | 755K | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 5M | 7M | 4M | 4M | 4M |
| Total Assets | 312M | 283M | 259M | 237M | 216M |
| Total Liabilities | 279M | 259M | 236M | 213M | 191M |
| Shareholder Equity | 33M | 24M | 23M | 21M | 24M |
| Total Debt | 36M | 41M | 28M | 25M | 25M |
| Net Debt | 30M | 41M | 24M | 21M | 21M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
3M
+3859.8% YoY
Capital Expenditures
686K
-150.4% YoY
Free Cash Flow
2M
+773.3% YoY
Key ratios
Gross Margin
66.8%
Operating Margin
16.9%
Net Margin
1.7%
ROE
1.0%
Debt / Equity
1.09x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.