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Financial Services

Southern Missouri Bancorp, Inc.(SMBC)

Live Price

Offline

$72.51

+1.70% today

1Y Change

+35.29%

Window

Jun 23, 2025 โ†’ Jun 15, 2026

Market Cap
$760.00M
Revenue Growth
+11.7%
EPS Growth
+17.4%
Dividend Yield
1.4%

Coverage: 246 bars ยท Jun 23, 2025 โ†’ Jun 15, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Southern Missouri Bancorp, Inc. (SMBC) is a Financial Services stock with a market cap of $760.00M and listed on NASDAQ. The stock last traded around $72.51 and up 35.3% across the available one-year price window (Jun 23, 2025 โ†’ Jun 15, 2026). Baseline metrics include revenue growth of +11.7%, EPS growth of +17.4%, a dividend yield of 1.4%. What stands out right now is revenue +11.7%, EPS +17.4%, free cash flow +23.0% with operating margin 27.0% and ROIC 8.6%. The dividend is present but secondary, with a yield around 1.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.2 and price/sales 2.4. Stock Foundry combines SMBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Comparison

Normalized Performance vs SPY

Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.

1Y shared range

SMBC

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Normalized return

SPY

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S&P 500

Excess Return

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Relative to SPY

SMBC Max Drawdown

-17.68%

Trailing 1Y

SPY Max Drawdown

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Trailing 1Y

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Calendar-Year Returns

Uses the longest available daily history for SMBC and SPY.

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Financial profile

Southern Missouri Bancorp, Inc. (SMBC)

Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.

FY Revenue

$129.5M

-6.2% YoY

FY Net Income

$47.2M

+0.0% YoY

Free Cash Flow

$48.9M

-22.0% YoY

Revenue Growth

+11.7%

EPS Growth

+17.4%

Gross Margin

59.6%

Net Margin

21.4%

Income statement

USD

Annual
Metric20252024202320222021
Revenue305M273M203M138M130M
Gross Profit176M161M136M123M114M
Operating Income74M63M49M60M60M
EBITDA84M73M57M66M65M
Net Income58M50M39M47M47M
EPS (Diluted)โ€”โ€”โ€”โ€”โ€”

Balance sheet

USD

Point-in-time
Metric20252024202320222021
Cash & Equivalents193M61M55M92M125M
Total Assets5.0B4.6B4.4B3.2B2.7B
Total Liabilities4.5B4.1B3.9B2.9B2.4B
Shareholder Equity545M489M446M321M283M
Total Debt142M135M157M61M73M
Net Debt-51M73M101M-31M-52M

Cash flow positioning

Latest Full Year

Operating Cash Flow

52M

-23.1% YoY

Capital Expenditures

3M

+38.1% YoY

Free Cash Flow

49M

-22.0% YoY

Key ratios

  • Gross Margin

    59.6%

  • Operating Margin

    27.0%

  • Net Margin

    21.4%

  • ROE

    12.0%

  • Debt / Equity

    0.26x

Next Step

Turn financials into a decision

Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.