Income statement
USD
Annual
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 75M | 65M | 41M | 25M | 17M |
| Gross Profit | 45M | 37M | 36M | 24M | 16M |
| Operating Income | 25M | 21M | 22M | 15M | 8M |
| EBITDA | 26M | 22M | 23M | 15M | 8M |
| Net Income | 18M | 17M | 18M | 11M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$19.80
+0.00% today
1Y Change
+125.00%
Window
Jun 23, 2025 → Jun 17, 2026
Coverage: 248 bars · Jun 23, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Solera National Bancorp, Inc. (SLRK) is a Financial Services stock with a market cap of $80.00M and listed on OTC. The stock last traded around $19.80 and up 125.0% across the available one-year price window (Jun 23, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of +11.4%, EPS growth of +27.7%, a dividend yield of 0.0%. What stands out right now is revenue +11.4%, EPS +27.7%, free cash flow -69.5% with operating margin 44.7% and ROIC 1.5%. Valuation is more restrained than many high-expectation growth names at P/E 3.5 and price/sales 1.2. Stock Foundry combines SLRK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SLRK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SLRK Max Drawdown
-7.72%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SLRK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$16.6M
-33.3% YoY
FY Net Income
$5.9M
-46.5% YoY
Free Cash Flow
$1.5M
-62.9% YoY
Revenue Growth
+11.4%
EPS Growth
+27.7%
Gross Margin
76.2%
Net Margin
33.2%
Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 75M | 65M | 41M | 25M | 17M |
| Gross Profit | 45M | 37M | 36M | 24M | 16M |
| Operating Income | 25M | 21M | 22M | 15M | 8M |
| EBITDA | 26M | 22M | 23M | 15M | 8M |
| Net Income | 18M | 17M | 18M | 11M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 2M | 5M | 5M | 17M | 11M |
| Total Assets | 1.2B | 1.2B | 995M | 652M | 436M |
| Total Liabilities | 1.1B | 1.1B | 938M | 594M | 388M |
| Shareholder Equity | 89M | 80M | 58M | 59M | 48M |
| Total Debt | 141M | 172M | 56M | 4M | 4M |
| Net Debt | 139M | 167M | 51M | -13M | -7M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
6M
-35.5% YoY
Capital Expenditures
5M
+17.2% YoY
Free Cash Flow
1M
-62.9% YoY
Key ratios
Gross Margin
76.2%
Operating Margin
44.7%
Net Margin
33.2%
ROE
23.3%
Debt / Equity
2.93x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.