Financial Services
Live Price
Offline$23.03
+0.35% today
1Y Change
-29.40%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SLM Corporation (SLM) is a Financial Services stock with a market cap of $4.28B and listed on NASDAQ. The stock last traded around $23.03 and down 29.4% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +4.1%, EPS growth of +28.9%, a dividend yield of 2.3%. What stands out right now is revenue +4.1%, EPS +28.9%, free cash flow +274.7% with operating margin 32.1% and ROIC 10.5%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at P/E 5.9 and price/sales 1.4. Stock Foundry combines SLM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SLM
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SLM Max Drawdown
-45.52%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SLM and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$2.4B
+1.8% YoY
FY Net Income
$1.2B
+147.4% YoY
Free Cash Flow
-$49.5M
-1092.0% YoY
Revenue Growth
+4.1%
EPS Growth
+28.9%
Gross Margin
54.0%
Net Margin
24.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 3.1B | 3.0B | 2.8B | 2.4B | 2.4B |
| Gross Profit | 1.7B | 1.4B | 1.5B | 1.2B | 2.1B |
| Operating Income | 993M | 799M | 778M | 631M | 1.5B |
| EBITDA | 995M | 816M | 796M | 648M | 1.6B |
| Net Income | 745M | 608M | 581M | 469M | 1.2B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 4.2B | 4.7B | 4.1B | 4.6B | 4.3B |
| Total Assets | 29.7B | 30.1B | 29.2B | 28.8B | 29.2B |
| Total Liabilities | 27.3B | 27.9B | 27.3B | 27.1B | 27.1B |
| Shareholder Equity | 2.5B | 2.2B | 1.9B | 1.7B | 2.1B |
| Total Debt | 5.9B | 6.4B | 5.2B | 5.2B | 5.9B |
| Net Debt | 1.6B | 1.7B | 1.1B | 619M | 1.6B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
50M
-1092.0% YoY
Capital Expenditures
0
Free Cash Flow
50M
-1092.0% YoY
Key ratios
Gross Margin
54.0%
Operating Margin
32.1%
Net Margin
24.3%
ROE
31.2%
Debt / Equity
2.53x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.