Financial Services
Live Price
Offline$33.63
+1.45% today
1Y Change
+16.41%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Southside Bancshares, Inc. (SBSI) is a Financial Services stock with a market cap of $1.02B and listed on NASDAQ. The stock last traded around $33.63 and up 16.4% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -8.1%, EPS growth of -21.2%, a dividend yield of 4.2%. What stands out right now is revenue -8.1%, EPS -21.2%, free cash flow -19.0% with operating margin 18.8% and ROIC 13.9%. The dividend matters to the case here, with a current yield around 4.2%. Valuation is more restrained than many high-expectation growth names at P/E 14.4 and price/sales 2.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SBSI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SBSI
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SBSI Max Drawdown
-15.77%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SBSI and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$265.3M
-9.7% YoY
FY Net Income
$113.4M
+8.0% YoY
Free Cash Flow
$147.7M
-32.0% YoY
Revenue Growth
-8.1%
EPS Growth
-21.2%
Gross Margin
49.2%
Net Margin
15.8%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 419M | 456M | 396M | 294M | 265M |
| Gross Profit | 234M | 255M | 242M | 250M | 256M |
| Operating Income | 83M | 107M | 101M | 120M | 131M |
| EBITDA | 83M | 118M | 112M | 131M | 142M |
| Net Income | 69M | 88M | 87M | 105M | 113M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 384M | 373M | 514M | 115M | 202M |
| Total Assets | 8.5B | 8.5B | 8.3B | 7.6B | 7.3B |
| Total Liabilities | 7.7B | 7.7B | 7.5B | 6.8B | 6.3B |
| Shareholder Equity | 848M | 812M | 773M | 746M | 912M |
| Total Debt | 734M | 976M | 893M | 551M | 543M |
| Net Debt | 350M | 603M | 380M | 435M | 341M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
156M
-31.1% YoY
Capital Expenditures
8M
+10.1% YoY
Free Cash Flow
148M
-32.0% YoY
Key ratios
Gross Margin
49.2%
Operating Margin
18.8%
Net Margin
15.8%
ROE
8.5%
Debt / Equity
1.03x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.