Financial Services
Live Price
Offline$12.60
+0.00% today
1Y Change
-8.57%
Window
Jun 20, 2025 → Jun 15, 2026
Coverage: 253 bars · Jun 20, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Southern BancShares (N.C.), Inc. PFD CV B (SBNCM) is a Financial Services stock with a market cap of $900.00M and listed on OTC. The stock last traded around $12.60 and down 8.6% across the available one-year price window (Jun 20, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of -30.8%, EPS growth of -56.3%, a dividend yield of 0.2%. What stands out right now is revenue -30.8%, EPS -56.3%, free cash flow +102.9% with operating margin 50.2% and ROIC 2.9%. The dividend is present but secondary, with a yield around 0.2%. Valuation is more restrained than many high-expectation growth names at P/E 13.0 and price/sales 5.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SBNCM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SBNCM
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SBNCM Max Drawdown
-11.72%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SBNCM and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$207.9M
+54.1% YoY
FY Net Income
$93.5M
+212.7% YoY
Free Cash Flow
$48.6M
-19.2% YoY
Revenue Growth
-30.8%
EPS Growth
-56.3%
Gross Margin
46.0%
Net Margin
39.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 261M | 377M | 286M | 135M | 208M |
| Gross Profit | 199M | 304M | 285M | 135M | 203M |
| Operating Income | 87M | 201M | 185M | 39M | 115M |
| EBITDA | 92M | 206M | 192M | 45M | 123M |
| Net Income | 68M | 158M | 148M | 30M | 94M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 276M | 285M | 106M | 140M | 186M |
| Total Assets | 5.6B | 5.4B | 5.0B | 4.7B | 4.6B |
| Total Liabilities | 3.4B | 3.4B | 4.5B | 4.4B | 4.1B |
| Shareholder Equity | 725M | 604M | 460M | 284M | 467M |
| Total Debt | 113M | 277M | 139M | 89M | 157M |
| Net Debt | -164M | -176M | 34M | -51M | -29M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
56M
-12.2% YoY
Capital Expenditures
7M
-104.8% YoY
Free Cash Flow
49M
-19.2% YoY
Key ratios
Gross Margin
46.0%
Operating Margin
50.2%
Net Margin
39.5%
ROE
20.0%
Debt / Equity
0.16x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.