Financial Services
Southern BancShares (N.C.), Inc.(SBNC)
Live Price
Offline$12,000.00
+0.84% today
1Y Change
+42.86%
Window
Jun 23, 2025 → Jun 18, 2026
- Market Cap
- $900.00M
- Revenue Growth
- -30.8%
- EPS Growth
- -56.3%
- Dividend Yield
- 0.2%
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Southern BancShares (N.C.), Inc. (SBNC) is a Financial Services stock with a market cap of $900.00M and listed on OTC. The stock last traded around $12000.00 and up 42.9% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -30.8%, EPS growth of -56.3%, a dividend yield of 0.2%. What stands out right now is revenue -30.8%, EPS -56.3%, free cash flow +102.9% with operating margin 50.2% and ROIC 2.9%. The dividend is present but secondary, with a yield around 0.2%. Valuation is more restrained than many high-expectation growth names at P/E 13.0 and price/sales 5.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SBNC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-30.8% vs +3.4% peer median
Operating Margin
Above sector median
+50.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at -30.8% and EPS is at -56.3%, with operating margin around 50.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.2%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SBNC
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Normalized return
SPY
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S&P 500
Excess Return
—
Relative to SPY
SBNC Max Drawdown
-5.45%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SBNC and SPY.
Company Overview
Southern BancShares (N.C.), Inc.
Other OTC
Southern BancShares (N.C.), Inc., through its subsidiary Southern Bank and Trust Company, provides commercial banking services to consumers and businesses in North Carolina and Virginia. It provides checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; personal loans, which include cash reserve, vehicle leasing, home equity line, credit card, and automotive loan products; mortgage loans; and business loans, such as business leasing, reserve plus, merchant accounts, and business credit cards, as well as construction, commercial, and agriculture loan products. The company also offers treasury, online and mobile banking services, night deposit services, cashier's checks, investment and brokerage services, ATM/Visa check cards, cell phone protection services, wire transfers, and safe deposit boxes. It operates through a network of approximately 60 offices in North Carolina and Virginia. Southern BancShares (N.C.), Inc. was founded in 1901 and is headquartered in Mount Olive, North Carolina.
- Leadership
- Drew Covert
- IPO Date
- Jun 30, 2016
- Employees
- 423
- Street Address
- 116 East Main Street
- Mailing
- Mount Olive, NC, 28365
- Region
- Mount Olive, NC, US
- Reporting Currency
- USD
- Investor Line
- 919 658 7000
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.0
- EV/EBITDA
- 7.9
- Price/Sales
- 5.2
- Price/Book
- 1.2
Growth
- Revenue
- -30.8%
- EPS
- -56.3%
- Free Cash Flow
- +102.9%
Profitability
- Gross Margin
- 46.0%
- Operating Margin
- 50.2%
- Net Margin
- 39.5%
- ROE
- 20.0%
- ROIC
- 2.9%
Balance Sheet
- Debt/Equity
- 0.16
- Current Ratio
- 0.09
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.