Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 83M | 45M | 38M | 39M | 36M |
| Gross Profit | 52M | 45M | 38M | 39M | 35M |
| Operating Income | 19M | 22M | 12M | 18M | 15M |
| EBITDA | 19M | 0 | 13M | 19M | 15M |
| Net Income | 14M | 11M | 9M | 14M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$22.00
-0.23% today
1Y Change
+55.15%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Summit Bank Group, Inc. (SBKO) is a Financial Services stock with a market cap of $160.00M and listed on OTC. The stock last traded around $22.00 and up 55.2% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +85.1%, EPS growth of +25.9%, a dividend yield of 0.0%. What stands out right now is revenue +85.1%, EPS +25.9%, free cash flow +37.8% with operating margin 39.6% and ROIC 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.9 and price/sales 2.1. Stock Foundry combines SBKO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SBKO
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SBKO Max Drawdown
-4.74%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SBKO and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$36.3M
-7.6% YoY
FY Net Income
$10.9M
-19.8% YoY
Free Cash Flow
$8.3M
-33.1% YoY
Revenue Growth
+85.1%
EPS Growth
+25.9%
Gross Margin
55.1%
Net Margin
21.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 83M | 45M | 38M | 39M | 36M |
| Gross Profit | 52M | 45M | 38M | 39M | 35M |
| Operating Income | 19M | 22M | 12M | 18M | 15M |
| EBITDA | 19M | 0 | 13M | 19M | 15M |
| Net Income | 14M | 11M | 9M | 14M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 119M | 29M | 74M | 140M | 197M |
| Total Assets | 1.3B | 1.3B | 1.1B | 971M | 904M |
| Total Liabilities | 1.2B | 1.1B | 985M | 887M | 830M |
| Shareholder Equity | 125M | 109M | 96M | 85M | 74M |
| Total Debt | 24M | 18M | 59M | 22M | 21M |
| Net Debt | -95M | -10M | -16M | -119M | -176M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
11M
-27.5% YoY
Capital Expenditures
3M
+5.4% YoY
Free Cash Flow
8M
-33.1% YoY
Key ratios
Gross Margin
55.1%
Operating Margin
39.6%
Net Margin
21.3%
ROE
13.5%
Debt / Equity
0.19x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.