Financial Services
SB Financial Group, Inc.(SBFG)
Live Price
Offline$23.31
+2.01% today
1Y Change
+27.82%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $140.00M
- Revenue Growth
- +11.9%
- EPS Growth
- +27.3%
- Dividend Yield
- 2.8%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SB Financial Group, Inc. (SBFG) is a Financial Services stock with a market cap of $140.00M and listed on NASDAQ. The stock last traded around $23.31 and up 27.8% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +11.9%, EPS growth of +27.3%, a dividend yield of 2.8%. What stands out right now is revenue +11.9%, EPS +27.3%, free cash flow +160.7% with operating margin 21.3% and ROIC 1.0%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 8.4 and price/sales 1.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SBFG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.9% vs +3.4% peer median
Operating Margin
Above sector median
+21.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.9% and EPS at +27.3%, with operating margin around 21.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +4.1% | -2.2% | +0.9% |
2026 Jan 29, 2026 | +1.6% | +1.1% | -1.9% | -8.1% |
2025 Oct 30, 2025 | +9.7% | +3.8% | +10.3% | +13.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SBFG
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SBFG Max Drawdown
-17.56%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SBFG and SPY.
Company Overview
SB Financial Group, Inc.
NASDAQ Capital Market
SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; and one banking center in Allen County, Indiana. It also operated five loan production offices in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio.
- Leadership
- Mark A. Klein
- IPO Date
- Jan 4, 1999
- Employees
- 262
- Street Address
- 401 Clinton Street
- Mailing
- Defiance, OH, 43512
- Region
- Defiance, OH, US
- Reporting Currency
- USD
- Investor Line
- 419 783 8950
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.4
- EV/EBITDA
- 3.6
- Price/Sales
- 1.5
- Price/Book
- 0.9
Growth
- Revenue
- +11.9%
- EPS
- +27.3%
- Free Cash Flow
- +160.7%
Profitability
- Gross Margin
- 71.0%
- Operating Margin
- 21.3%
- Net Margin
- 17.2%
- ROE
- 11.6%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.47
- Current Ratio
- 13.97
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.