Financial Services
Banco Santander, S.A.(SAN)
Live Price
Offline$13.50
+1.28% today
1Y Change
+66.46%
Window
Jun 20, 2025 โ Jun 18, 2026
- Market Cap
- $148.31B
- Revenue Growth
- -7.7%
- EPS Growth
- +14.3%
- Dividend Yield
- 40.9%
Coverage: 250 bars ยท Jun 20, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Banco Santander, S.A. (SAN) is a Financial Services stock with a market cap of $148.31B and listed on NYSE. The stock last traded around $13.50 and up 66.5% across the available one-year price window (Jun 20, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -7.7%, EPS growth of +14.3%, a dividend yield of 40.9%. What stands out right now is revenue -7.7%, EPS +14.3%, free cash flow +100.0% with operating margin 21.3% and ROIC 0.8%. The dividend matters to the case here, with a current yield around 40.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SAN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-7.7% vs +3.4% peer median
Operating Margin
Above sector median
+21.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -7.7% and EPS is at +14.3%, with operating margin around 21.3%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 28, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +1.8% | +3.5% | +3.6% |
2026 Feb 4, 2026 | +0.0% | -1.6% | -0.6% | -9.9% |
2025 Oct 29, 2025 | -8.0% | -1.1% | -1.3% | +3.2% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SAN
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SAN Max Drawdown
-20.29%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SAN and SPY.
Company Overview
Banco Santander, S.A.
New York Stock Exchange
Banco Santander, S.A. provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. It offers demand and time deposits, and current and savings accounts; mortgages, consumer finance, syndicated corporate loans, structured financing, cash management, export and agency finance, trade and working capital solutions, and corporate finance; and insurance products. The company also provides cash, asset, and wealth management; and private banking services. In addition, it is involved in the corporate banking; treasury, risk hedging, foreign trade, confirming, custody, and investment banking activities. The company operates through a network of 9,879 branches. The company was formerly known as Banco Santander Central Hispano S.A. and changed its name to Banco Santander, S.A. in June 2007. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain.
- Leadership
- Hector Blas Grisi Checa
- IPO Date
- Jul 30, 1987
- Employees
- 206.7k
- Street Address
- Santander Group City
- Mailing
- Madrid, 28660
- Region
- Madrid, ES
- Reporting Currency
- USD
- Investor Line
- 34 902 11 22 11
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 20.0
- Price/Sales
- 1.7
- Price/Book
- 1.4
Growth
- Revenue
- -7.7%
- EPS
- +14.3%
- Free Cash Flow
- +100.0%
Profitability
- Gross Margin
- 52.3%
- Operating Margin
- 21.3%
- Net Margin
- 18.3%
- ROE
- 15.7%
- ROIC
- 0.8%
Balance Sheet
- Debt/Equity
- 4.09
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.