Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 102M | 93M | 74M | 54M | 48M |
| Gross Profit | 60M | 49M | 47M | 48M | 44M |
| Operating Income | 20M | 19M | 13M | 15M | 14M |
| EBITDA | 20M | 13M | 15M | 16M | 15M |
| Net Income | 16M | 10M | 10M | 12M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$25.67
+0.00% today
1Y Change
+62.47%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
South Atlantic Bancshares, Inc. (SABK) is a Financial Services stock with a market cap of $180.00M and listed on OTC. The stock last traded around $25.67 and up 62.5% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +9.6%, EPS growth of +61.7%, a dividend yield of 0.4%. What stands out right now is revenue +9.6%, EPS +61.7%, free cash flow +19.5% with operating margin 21.0% and ROIC 0.9%. The dividend is present but secondary, with a yield around 0.4%. Valuation is more restrained than many high-expectation growth names at P/E 10.4 and price/sales 1.7. Stock Foundry combines SABK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SABK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SABK Max Drawdown
-11.27%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SABK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$47.8M
-11.1% YoY
FY Net Income
$10.8M
-10.3% YoY
Free Cash Flow
$36.7M
+49.1% YoY
Revenue Growth
+9.6%
EPS Growth
+61.7%
Gross Margin
44.5%
Net Margin
16.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 102M | 93M | 74M | 54M | 48M |
| Gross Profit | 60M | 49M | 47M | 48M | 44M |
| Operating Income | 20M | 19M | 13M | 15M | 14M |
| EBITDA | 20M | 13M | 15M | 16M | 15M |
| Net Income | 16M | 10M | 10M | 12M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 61M | 16M | 12M | 74M |
| Total Assets | 1.9B | 1.8B | 1.6B | 1.4B | 1.2B |
| Total Liabilities | 1.8B | 1.7B | 1.5B | 1.3B | 1.1B |
| Shareholder Equity | 132M | 114M | 103M | 91M | 106M |
| Total Debt | 210M | 199M | 213M | 93M | 38M |
| Net Debt | 210M | -31M | 197M | 81M | -37M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
37M
+44.6% YoY
Capital Expenditures
721K
+42.8% YoY
Free Cash Flow
37M
+49.1% YoY
Key ratios
Gross Margin
44.5%
Operating Margin
21.0%
Net Margin
16.7%
ROE
13.3%
Debt / Equity
1.28x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.