Financial Services
Live Price
Offline$25.71
+0.27% today
1Y Change
-0.62%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) is a Financial Services stock with a market cap of $13.84B and listed on NYSE. The stock last traded around $25.71 and down 0.6% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +3.4%, EPS growth of +64.6%, a dividend yield of 1.7%. What stands out right now is revenue +3.4%, EPS +64.6%, free cash flow -56.3% with operating margin 6.6% and ROIC 0.8%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 11.8 and price/sales 0.6. Stock Foundry combines RZC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RZC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RZC Max Drawdown
-3.94%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RZC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$16.1B
+1.1% YoY
FY Net Income
$1.2B
+126.3% YoY
Free Cash Flow
$4.2B
+215.9% YoY
Revenue Growth
+3.4%
EPS Growth
+64.6%
Gross Margin
16.8%
Net Margin
5.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 22.8B | 22.0B | 18.4B | 15.9B | 16.1B |
| Gross Profit | 5.8B | 2.5B | 2.3B | 1.6B | 1.9B |
| Operating Income | 1.5B | 980M | 1.2B | 718M | 1.4B |
| EBITDA | 1.9B | 1.3B | 1.5B | 947M | 1.6B |
| Net Income | 1.2B | 717M | 902M | 517M | 1.2B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 4.2B | 3.3B | 3.0B | 2.9B | 2.9B |
| Total Assets | 156.6B | 118.7B | 97.6B | 84.9B | 92.2B |
| Total Liabilities | 143.0B | 107.8B | 88.5B | 77.7B | 79.2B |
| Shareholder Equity | 13.5B | 10.8B | 9.1B | 7.1B | 13.0B |
| Total Debt | 5.7B | 5.0B | 4.4B | 4.0B | 3.8B |
| Net Debt | 1.5B | 1.7B | 1.5B | 1.0B | 899M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
4.2B
+211.4% YoY
Capital Expenditures
19M
+24.0% YoY
Free Cash Flow
4.2B
+215.9% YoY
Key ratios
Gross Margin
16.8%
Operating Margin
6.6%
Net Margin
5.0%
ROE
9.5%
Debt / Equity
0.42x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.