Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 73M | 67M | 68M | 63M | 59M |
| Gross Profit | 51M | 48M | 63M | 65M | 50M |
| Operating Income | 6M | 5M | 24M | 28M | 13M |
| EBITDA | 10M | 7M | 26M | 32M | 17M |
| Net Income | 5M | 4M | 18M | 22M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$5.80
+1.22% today
1Y Change
+8.73%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Riverview Bancorp, Inc. (RVSB) is a Financial Services stock with a market cap of $110.00M and listed on NASDAQ. The stock last traded around $5.80 and up 8.7% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of -15.3%, EPS growth of -191.3%, a dividend yield of 1.6%. What stands out right now is revenue -15.3%, EPS -191.3%, free cash flow 0.0% with operating margin -9.4% and ROIC -2.6%. The dividend is present but secondary, with a yield around 1.6%. Valuation is more restrained than many high-expectation growth names at price/sales 1.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines RVSB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RVSB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RVSB Max Drawdown
-16.17%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RVSB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$59.4M
-5.0% YoY
FY Net Income
$10.5M
-52.0% YoY
Free Cash Flow
$20.6M
+56.1% YoY
Revenue Growth
-15.3%
EPS Growth
-191.3%
Gross Margin
65.9%
Net Margin
-7.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 73M | 67M | 68M | 63M | 59M |
| Gross Profit | 51M | 48M | 63M | 65M | 50M |
| Operating Income | 6M | 5M | 24M | 28M | 13M |
| EBITDA | 10M | 7M | 26M | 32M | 17M |
| Net Income | 5M | 4M | 18M | 22M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 29M | 24M | 22M | 242M | 266M |
| Total Assets | 1.5B | 1.5B | 1.6B | 1.7B | 1.5B |
| Total Liabilities | 1.4B | 1.4B | 1.4B | 1.6B | 1.4B |
| Shareholder Equity | 160M | 156M | 155M | 157M | 152M |
| Total Debt | 106M | 117M | 153M | 29M | 29M |
| Net Debt | 76M | 94M | 131M | -213M | -237M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
24M
+46.8% YoY
Capital Expenditures
4M
-9.2% YoY
Free Cash Flow
21M
+56.1% YoY
Key ratios
Gross Margin
65.9%
Operating Margin
-9.4%
Net Margin
-7.0%
ROE
-2.7%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.