Financial Services
Live Price
Offline$41.69
+1.19% today
1Y Change
+18.78%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Renasant Corporation (RNST) is a Financial Services stock with a market cap of $3.75B and listed on NYSE. The stock last traded around $41.69 and up 18.8% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +39.1%, EPS growth of -36.5%, a dividend yield of 2.3%. What stands out right now is revenue +39.1%, EPS -36.5%, free cash flow +105.3% with operating margin 19.3% and ROIC 0.8%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at P/E 16.4 and price/sales 2.5. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines RNST price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RNST
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RNST Max Drawdown
-17.73%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RNST and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$695.7M
+0.7% YoY
FY Net Income
$175.9M
+5.9% YoY
Free Cash Flow
$122.1M
-78.2% YoY
Revenue Growth
+39.1%
EPS Growth
-36.5%
Gross Margin
59.5%
Net Margin
15.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.4B | 1.0B | 910M | 691M | 696M |
| Gross Profit | 878M | 653M | 616M | 607M | 653M |
| Operating Income | 227M | 245M | 177M | 211M | 223M |
| EBITDA | 243M | 277M | 212M | 254M | 270M |
| Net Income | 181M | 195M | 145M | 166M | 176M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 1.1B | 1.1B | 801M | 576M | 1.9B |
| Total Assets | 26.8B | 18.0B | 17.4B | 17.0B | 16.8B |
| Total Liabilities | 22.9B | 15.4B | 15.1B | 14.9B | 14.6B |
| Shareholder Equity | 3.9B | 2.7B | 2.3B | 2.1B | 2.2B |
| Total Debt | 1.1B | 539M | 737M | 1.1B | 485M |
| Net Debt | -15M | -553M | -64M | 564M | -1.4B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
143M
-75.1% YoY
Capital Expenditures
21M
-38.3% YoY
Free Cash Flow
122M
-78.2% YoY
Key ratios
Gross Margin
59.5%
Operating Margin
19.3%
Net Margin
15.4%
ROE
5.9%
Debt / Equity
0.21x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.