Financial Services
Live Price
Offline$37.20
+0.81% today
1Y Change
+29.99%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Regional Management Corp. (RM) is a Financial Services stock with a market cap of $330.00M and listed on NYSE. The stock last traded around $37.20 and up 30.0% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of +9.7%, EPS growth of +8.2%, a dividend yield of 3.4%. What stands out right now is revenue +9.7%, EPS +8.2%, free cash flow +15.3% with operating margin 16.5% and ROIC 4.0%. The dividend matters to the case here, with a current yield around 3.4%. Valuation is more restrained than many high-expectation growth names at P/E 6.6 and price/sales 0.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines RM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RM
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RM Max Drawdown
-32.19%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RM and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$428.4M
-15.5% YoY
FY Net Income
$88.7M
+73.1% YoY
Free Cash Flow
$182.2M
-14.5% YoY
Revenue Growth
+9.7%
EPS Growth
+8.2%
Gross Margin
63.7%
Net Margin
7.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 646M | 589M | 551M | 507M | 428M |
| Gross Profit | 338M | 302M | 264M | 288M | 308M |
| Operating Income | 80M | 54M | 21M | 65M | 112M |
| EBITDA | 92M | 68M | 35M | 78M | 124M |
| Net Income | 44M | 41M | 16M | 51M | 89M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 98M | 4M | 5M | 4M | 11M |
| Total Assets | 2.2B | 1.9B | 1.8B | 1.7B | 1.5B |
| Total Liabilities | 1.8B | 1.6B | 1.5B | 1.4B | 1.2B |
| Shareholder Equity | 373M | 357M | 322M | 309M | 283M |
| Total Debt | 1.7B | 1.5B | 1.4B | 1.4B | 1.1B |
| Net Debt | 1.6B | 1.5B | 1.4B | 1.4B | 1.1B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
189M
-15.7% YoY
Capital Expenditures
7M
+39.9% YoY
Free Cash Flow
182M
-14.5% YoY
Key ratios
Gross Margin
63.7%
Operating Margin
16.5%
Net Margin
7.4%
ROE
13.2%
Debt / Equity
4.42x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.