Financial Services
Live Price
Offline$28.62
-0.10% today
1Y Change
+29.05%
Window
Jun 20, 2025 → Jun 17, 2026
Coverage: 249 bars · Jun 20, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Regions Financial Corporation (RF) is a Financial Services stock with a market cap of $24.08B and listed on NYSE. The stock last traded around $28.62 and up 29.1% across the available one-year price window (Jun 20, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of +2.5%, EPS growth of +19.1%, a dividend yield of 3.7%. What stands out right now is revenue +2.5%, EPS +19.1%, free cash flow +50.2% with operating margin 29.5% and ROIC 1.4%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 10.9 and price/sales 2.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines RF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RF Max Drawdown
-19.22%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$6.6B
-11.7% YoY
FY Net Income
$2.5B
+12.3% YoY
Free Cash Flow
$3.0B
+5.1% YoY
Revenue Growth
+2.5%
EPS Growth
+19.1%
Gross Margin
75.8%
Net Margin
23.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 9.6B | 9.4B | 9.2B | 7.5B | 6.6B |
| Gross Profit | 7.2B | 6.6B | 7.0B | 6.9B | 7.0B |
| Operating Income | 2.7B | 2.4B | 2.6B | 2.9B | 3.2B |
| EBITDA | 2.8B | 2.5B | 2.8B | 3.2B | 3.6B |
| Net Income | 2.2B | 1.9B | 2.1B | 2.2B | 2.5B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 10.9B | 10.7B | 6.8B | 11.2B | 29.4B |
| Total Assets | 159.6B | 157.3B | 152.2B | 155.2B | 162.9B |
| Total Liabilities | 140.4B | 139.4B | 134.7B | 139.3B | 144.6B |
| Shareholder Equity | 19.0B | 17.9B | 17.4B | 15.9B | 18.3B |
| Total Debt | 4.9B | 6.5B | 2.3B | 2.3B | 2.4B |
| Net Debt | -6.0B | -4.2B | -4.5B | -8.9B | -27.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
3.0B
-2.3% YoY
Capital Expenditures
72M
+75.0% YoY
Free Cash Flow
3.0B
+5.1% YoY
Key ratios
Gross Margin
75.8%
Operating Margin
29.5%
Net Margin
23.1%
ROE
11.8%
Debt / Equity
0.34x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.