Income statement
USD
Annual
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 11M | 13M | 9M | 8M | 7M |
| Gross Profit | 11M | 9M | 8M | 7M | 7M |
| Operating Income | 3M | 2M | 2M | 2M | 554K |
| EBITDA | 0 | 2M | 2M | 2M | 656K |
| Net Income | 2M | 1M | 2M | 2M | 554K |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$28.50
+0.00% today
1Y Change
+18.80%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 250 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
RiverBank Holding Company (RBNK) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $28.50 and up 18.8% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +77.6%, EPS growth of +75.3%, a dividend yield of 0.0%. What stands out right now is revenue +77.6%, EPS +75.3%, free cash flow -5.9% with operating margin 23.2% and ROIC 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 12.2 and price/sales 2.3. Stock Foundry combines RBNK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RBNK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RBNK Max Drawdown
-24.32%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RBNK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$6.9M
-11.1% YoY
FY Net Income
$553.7K
-70.0% YoY
Free Cash Flow
$543.3K
-65.8% YoY
Revenue Growth
+77.6%
EPS Growth
+75.3%
Gross Margin
26.0%
Net Margin
18.2%
Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 11M | 13M | 9M | 8M | 7M |
| Gross Profit | 11M | 9M | 8M | 7M | 7M |
| Operating Income | 3M | 2M | 2M | 2M | 554K |
| EBITDA | 0 | 2M | 2M | 2M | 656K |
| Net Income | 2M | 1M | 2M | 2M | 554K |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 14M | -2M | 13M | 16M | 22M |
| Total Assets | 262M | 241M | 239M | 184M | 163M |
| Total Liabilities | 238M | 219M | 219M | 167M | 148M |
| Shareholder Equity | 24M | 22M | 20M | 17M | 15M |
| Total Debt | 629K | 6M | 1M | 749K | 12M |
| Net Debt | -14M | 8M | -12M | -15M | -10M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
575K
-65.0% YoY
Capital Expenditures
31K
+43.1% YoY
Free Cash Flow
543K
-65.8% YoY
Key ratios
Gross Margin
26.0%
Operating Margin
23.2%
Net Margin
18.2%
ROE
10.5%
Debt / Equity
0.03x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.