Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 5M | 5M | 5M | 5M | 4M |
| Gross Profit | 3M | 3M | 3M | 2M | 2M |
| Operating Income | 961K | 2M | 2M | 818K | 361K |
| EBITDA | 2M | 3M | 2M | 2M | 3M |
| Net Income | -995K | -2M | -3M | 1M | 788K |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Financial Services
Live Price
Offline$4.23
+1.93% today
1Y Change
+33.87%
Window
Jun 23, 2025 โ Jun 15, 2026
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Regency Affiliates, Inc. (RAFI) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $4.23 and up 33.9% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of -0.6%, EPS growth of +9.1%, a dividend yield of 0.0%. What stands out right now is revenue -0.6%, EPS +9.1%, free cash flow -103.0% with operating margin 17.3% and ROIC 1.1%. Valuation sits in the middle of the pack at price/sales 4.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines RAFI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RAFI
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
RAFI Max Drawdown
-35.69%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Uses the longest available daily history for RAFI and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$4.0M
-14.8% YoY
FY Net Income
$787.6K
-44.8% YoY
Free Cash Flow
$2.3M
+18.0% YoY
Revenue Growth
-0.6%
EPS Growth
+9.1%
Gross Margin
50.8%
Net Margin
-17.4%
Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 5M | 5M | 5M | 5M | 4M |
| Gross Profit | 3M | 3M | 3M | 2M | 2M |
| Operating Income | 961K | 2M | 2M | 818K | 361K |
| EBITDA | 2M | 3M | 2M | 2M | 3M |
| Net Income | -995K | -2M | -3M | 1M | 788K |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 482K | 1M | 3M | 2M | 2M |
| Total Assets | 85M | 87M | 92M | 96M | 96M |
| Total Liabilities | 30M | 25M | 26M | 26M | 26M |
| Shareholder Equity | 56M | 62M | 66M | 69M | 69M |
| Total Debt | 29M | 24M | 24M | 25M | 25M |
| Net Debt | 28M | 23M | 21M | 22M | 23M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2M
+16.7% YoY
Capital Expenditures
57K
+19.8% YoY
Free Cash Flow
2M
+18.0% YoY
Key ratios
Gross Margin
50.8%
Operating Margin
17.3%
Net Margin
-17.4%
ROE
-1.6%
Debt / Equity
0.52x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.