Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 48M | 50M | 50M | 52M | 37M |
| Gross Profit | 24M | 23M | 25M | 41M | 30M |
| Operating Income | 644K | 3M | 4M | 13M | 9M |
| EBITDA | 644K | 4M | 4M | 14M | 10M |
| Net Income | 322K | 3M | 2M | 8M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$16.85
+0.00% today
1Y Change
+55.16%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Quaint Oak Bancorp, Inc. (QNTO) is a Financial Services stock with a market cap of $40.00M and listed on OTC. The stock last traded around $16.85 and up 55.2% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of -4.6%, EPS growth of -88.9%, a dividend yield of 1.0%. What stands out right now is revenue -4.6%, EPS -88.9%, free cash flow -89.3% with operating margin 1.4% and ROIC 0.1%. The dividend is present but secondary, with a yield around 1.0%. Valuation already assumes a fairly strong business story at P/E 137.2 and price/sales 0.9. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines QNTO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
QNTO
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
QNTO Max Drawdown
-19.64%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for QNTO and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$37.0M
-28.7% YoY
FY Net Income
$6.4M
-18.6% YoY
Free Cash Flow
-$38.3M
-199.5% YoY
Revenue Growth
-4.6%
EPS Growth
-88.9%
Gross Margin
49.9%
Net Margin
0.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 48M | 50M | 50M | 52M | 37M |
| Gross Profit | 24M | 23M | 25M | 41M | 30M |
| Operating Income | 644K | 3M | 4M | 13M | 9M |
| EBITDA | 644K | 4M | 4M | 14M | 10M |
| Net Income | 322K | 3M | 2M | 8M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 54M | 64M | 60M | 8M | 19M |
| Total Assets | 676M | 685M | 754M | 792M | 554M |
| Total Liabilities | 624M | 633M | 703M | 743M | 517M |
| Shareholder Equity | 52M | 53M | 48M | 45M | 35M |
| Total Debt | 22M | 70M | 51M | 173M | 57M |
| Net Debt | -32M | 6M | -9M | 165M | 38M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
37M
-205.3% YoY
Capital Expenditures
969K
-73.0% YoY
Free Cash Flow
38M
-199.5% YoY
Key ratios
Gross Margin
49.9%
Operating Margin
1.4%
Net Margin
0.7%
ROE
0.6%
Debt / Equity
0.42x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.