Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 97M | 91M | 74M | 58M | 57M |
| Gross Profit | 55M | 50M | 46M | 51M | 51M |
| Operating Income | 18M | 14M | 12M | 20M | 20M |
| EBITDA | 20M | 16M | 14M | 21M | 22M |
| Net Income | 14M | 11M | 9M | 16M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$43.53
-0.59% today
1Y Change
+29.59%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
QNB Corp. (QNBC) is a Financial Services stock with a market cap of $170.00M and listed on OTC. The stock last traded around $43.53 and up 29.6% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +7.0%, EPS growth of +21.9%, a dividend yield of 3.5%. What stands out right now is revenue +7.0%, EPS +21.9%, free cash flow +21.9% with operating margin 19.0% and ROIC 0.7%. The dividend matters to the case here, with a current yield around 3.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines QNBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
QNBC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
QNBC Max Drawdown
-4.36%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for QNBC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$56.6M
-2.8% YoY
FY Net Income
$16.5M
+3.6% YoY
Free Cash Flow
$27.2M
+67.1% YoY
Revenue Growth
+7.0%
EPS Growth
+21.9%
Gross Margin
58.0%
Net Margin
14.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 97M | 91M | 74M | 58M | 57M |
| Gross Profit | 55M | 50M | 46M | 51M | 51M |
| Operating Income | 18M | 14M | 12M | 20M | 20M |
| EBITDA | 20M | 16M | 14M | 21M | 22M |
| Net Income | 14M | 11M | 9M | 16M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 14M | 11M | 63M | 16M | 13M |
| Total Assets | 1.9B | 1.9B | 1.7B | 1.7B | 1.7B |
| Total Liabilities | 1.8B | 1.8B | 1.6B | 1.6B | 1.5B |
| Shareholder Equity | 130M | 103M | 91M | 71M | 136M |
| Total Debt | 120M | 84M | 114M | 333M | 78M |
| Net Debt | 106M | 72M | 51M | 317M | 65M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
30M
+80.5% YoY
Capital Expenditures
3M
-475.2% YoY
Free Cash Flow
27M
+67.1% YoY
Key ratios
Gross Margin
58.0%
Operating Margin
19.0%
Net Margin
14.9%
ROE
11.5%
Debt / Equity
0.96x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.