Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 20M | 18M | 15M | 12M | 10M |
| Gross Profit | 12M | 10M | 10M | 11M | 10M |
| Operating Income | 1M | -410K | -209K | 3M | 2M |
| EBITDA | 1M | -138K | 39K | 3M | 3M |
| Net Income | 646K | -338K | -242K | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$12.10
+0.83% today
1Y Change
+24.10%
Window
Jun 20, 2025 → Jun 12, 2026
Coverage: 246 bars · Jun 20, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pacific West Bancorp (PWBK) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $12.10 and up 24.1% across the available one-year price window (Jun 20, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +10.3%, EPS growth of +284.6%, a dividend yield of 0.0%. What stands out right now is revenue +10.3%, EPS +284.6%, free cash flow +220.5% with operating margin 5.7% and ROIC 0.2%. Valuation already assumes a fairly strong business story at P/E 43.0 and price/sales 1.6. Stock Foundry combines PWBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PWBK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PWBK Max Drawdown
-8.54%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PWBK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$10.4M
-15.4% YoY
FY Net Income
$1.5M
-17.5% YoY
Free Cash Flow
-$3.0M
-335.6% YoY
Revenue Growth
+10.3%
EPS Growth
+284.6%
Gross Margin
46.5%
Net Margin
3.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 20M | 18M | 15M | 12M | 10M |
| Gross Profit | 12M | 10M | 10M | 11M | 10M |
| Operating Income | 1M | -410K | -209K | 3M | 2M |
| EBITDA | 1M | -138K | 39K | 3M | 3M |
| Net Income | 646K | -338K | -242K | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 54M | 13M | 11M | 16M | 31M |
| Total Assets | 386M | 329M | 320M | 282M | 275M |
| Total Liabilities | 350M | 295M | 286M | 248M | 240M |
| Shareholder Equity | 36M | 34M | 34M | 34M | 35M |
| Total Debt | 5M | 21M | 46M | 7M | 7M |
| Net Debt | -48M | 8M | 35M | -10M | -24M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1M
-10.3% YoY
Capital Expenditures
4M
-11801.4% YoY
Free Cash Flow
3M
-335.6% YoY
Key ratios
Gross Margin
46.5%
Operating Margin
5.7%
Net Margin
3.5%
ROE
2.0%
Debt / Equity
0.14x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.