Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 33M | 30M | 28M | 23M | 18M |
| Gross Profit | 22M | 19M | 20M | 21M | 17M |
| Operating Income | 5M | 6M | 7M | 7M | 5M |
| EBITDA | 5M | 7M | 7M | 8M | 6M |
| Net Income | 4M | 4M | 5M | 5M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$9.28
+0.43% today
Window Change
-4.02%
Window
Jun 23, 2025 → Dec 30, 2025
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 133 bars · Jun 23, 2025 → Dec 30, 2025
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pacific Valley Bancorp (PVBK) is a Financial Services stock with a market cap of $50.00M and listed on OTC. The stock last traded around $9.28 and down 4.0% across the available one-year price window (Jun 23, 2025 → Dec 30, 2025). Baseline metrics include revenue growth of +9.4%, EPS growth of -26.7%, a dividend yield of 0.0%. What stands out right now is revenue +9.4%, EPS -26.7%, free cash flow -83.6% with operating margin 29.5% and ROIC 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 13.8 and price/sales 1.6. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PVBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PVBK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PVBK Max Drawdown
-8.88%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PVBK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$17.7M
-21.5% YoY
FY Net Income
$3.8M
-27.6% YoY
Free Cash Flow
$4.4M
-5.3% YoY
Revenue Growth
+9.4%
EPS Growth
-26.7%
Gross Margin
53.4%
Net Margin
11.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 33M | 30M | 28M | 23M | 18M |
| Gross Profit | 22M | 19M | 20M | 21M | 17M |
| Operating Income | 5M | 6M | 7M | 7M | 5M |
| EBITDA | 5M | 7M | 7M | 8M | 6M |
| Net Income | 4M | 4M | 5M | 5M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 90M | 20M | 28M | 44M | 110M |
| Total Assets | 656M | 586M | 559M | 500M | 465M |
| Total Liabilities | 599M | 534M | 512M | 457M | 426M |
| Shareholder Equity | 56M | 52M | 47M | 43M | 39M |
| Total Debt | 17M | 17M | 17M | 1M | 1M |
| Net Debt | -74M | -3M | -11M | -93M | -109M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
5M
-6.7% YoY
Capital Expenditures
154K
+33.9% YoY
Free Cash Flow
4M
-5.3% YoY
Key ratios
Gross Margin
53.4%
Operating Margin
29.5%
Net Margin
11.9%
ROE
5.8%
Debt / Equity
0.26x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.