Financial Services
Postal Savings Bank of China Co., Ltd.(PSTVY)
Live Price
Offline$13.00
+0.00% today
1Y Change
-4.02%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $508.21B
- Revenue Growth
- +71.4%
- EPS Growth
- -96.0%
- Dividend Yield
- 4.7%
Coverage: 255 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Postal Savings Bank of China Co., Ltd. (PSTVY) is a Financial Services stock with a market cap of $508.21B and listed on OTC. The stock last traded around $13.00 and down 4.0% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +71.4%, EPS growth of -96.0%, a dividend yield of 4.7%. What stands out right now is revenue +71.4%, EPS -96.0%, free cash flow -76.6% with operating margin 13.1% and ROIC 0.2%. The dividend matters to the case here, with a current yield around 4.7%. Valuation is more restrained than many high-expectation growth names at P/E 6.9 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PSTVY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+71.4% vs +3.4% peer median
Operating Margin
Above sector median
+13.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +71.4% and EPS is at -96.0%, with operating margin around 13.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -4.6% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | +0.0% | -9.2% | +5.1% |
2026 Mar 25, 2026 | โ | +0.0% | -4.2% | +6.3% |
2025 Aug 28, 2025 | โ | +0.0% | -0.4% | +7.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PSTVY
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PSTVY Max Drawdown
-23.48%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PSTVY and SPY.
Company Overview
Postal Savings Bank of China Co., Ltd.
Other OTC
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.
- Leadership
- Xinzhuang Niu
- IPO Date
- Jan 30, 2018
- Employees
- 182.6k
- Street Address
- No. 3 Financial Street
- Mailing
- Beijing, 100808
- Region
- Beijing, CN
- Reporting Currency
- USD
- Investor Line
- 86 10 6885 8158
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 6.9
- EV/EBITDA
- 5.4
- Price/Sales
- 1.3
- Price/Book
- 0.6
Growth
- Revenue
- +71.4%
- EPS
- -96.0%
- Free Cash Flow
- -76.6%
Profitability
- Gross Margin
- 83.8%
- Operating Margin
- 13.1%
- Net Margin
- 22.6%
- ROE
- 8.1%
- ROIC
- 0.2%
Balance Sheet
- Debt/Equity
- 0.97
- Current Ratio
- 5.12
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.