Financial Services
PSB Holdings, Inc.(PSBQ)
Live Price
Offline$48.97
+0.45% today
1Y Change
+107.11%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $110.00M
- Revenue Growth
- +7.3%
- EPS Growth
- +40.9%
- Dividend Yield
- 3.1%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
PSB Holdings, Inc. (PSBQ) is a Financial Services stock with a market cap of $110.00M and listed on OTC. The stock last traded around $48.97 and up 107.1% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +7.3%, EPS growth of +40.9%, a dividend yield of 3.1%. What stands out right now is revenue +7.3%, EPS +40.9%, free cash flow +27.4% with operating margin 21.9% and ROIC 1.1%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 7.5 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PSBQ price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.3% vs +3.4% peer median
Operating Margin
Above sector median
+21.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +7.3% and EPS at +40.9%, with operating margin around 21.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.1% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +0.0% | -0.6% | +72.1% |
2026 Jan 26, 2026 | โ | +1.1% | +3.7% | +3.1% |
2025 Oct 27, 2025 | โ | +0.0% | +0.2% | -3.2% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PSBQ
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PSBQ Max Drawdown
-7.65%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PSBQ and SPY.
Company Overview
PSB Holdings, Inc.
Other OTC
PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.
- Leadership
- Scott Cattanach
- IPO Date
- Jan 20, 2000
- Employees
- 143
- Street Address
- 1905 West Stewart Avenue
- Mailing
- Wausau, WI, 54401
- Region
- Wausau, WI, US
- Reporting Currency
- USD
- Investor Line
- 715 842 2191
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.5
- EV/EBITDA
- 12.9
- Price/Sales
- 1.3
- Price/Book
- 0.8
Growth
- Revenue
- +7.3%
- EPS
- +40.9%
- Free Cash Flow
- +27.4%
Profitability
- Gross Margin
- 46.6%
- Operating Margin
- 21.9%
- Net Margin
- 17.2%
- ROE
- 11.5%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 1.19
- Current Ratio
- 8.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.