Financial Services
Live Price
Offline$9.25
+0.00% today
1Y Change
-23.17%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
ProCredit Holding AG & Co. KGaA (PRRCF) is a Financial Services stock with a market cap of $480.00M and listed on OTC. The stock last traded around $9.25 and down 23.2% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +8.4%, EPS growth of -19.8%, a dividend yield of 7.2%. What stands out right now is revenue +8.4%, EPS -19.8%, free cash flow +35.2% with operating margin 14.1% and ROIC 0.7%. The dividend matters to the case here, with a current yield around 7.2%. Valuation is more restrained than many high-expectation growth names at P/E 5.8 and price/sales 0.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PRRCF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PRRCF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PRRCF Max Drawdown
-23.30%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PRRCF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$390.7M
+63.6% YoY
FY Net Income
$79.6M
+382.8% YoY
Free Cash Flow
$115.7M
-78.8% YoY
Revenue Growth
+8.4%
EPS Growth
-19.8%
Gross Margin
66.3%
Net Margin
11.1%
Income statement
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 751M | 692M | 399M | 239M | 391M |
| Gross Profit | 498M | 451M | 399M | 358M | 280M |
| Operating Income | 106M | 147M | 171M | 37M | 113M |
| EBITDA | 130M | 168M | 187M | 152M | 125M |
| Net Income | 83M | 104M | 113M | 16M | 80M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 2.2B | 2.2B | 2.3B | 1.9B | 1.5B |
| Total Assets | 11.6B | 10.8B | 9.7B | 8.8B | 8.2B |
| Total Liabilities | 10.5B | 9.7B | 8.8B | 8.0B | 7.4B |
| Shareholder Equity | 1.1B | 1.1B | 984M | 869M | 856M |
| Total Debt | 1.3B | 919M | 1.4B | 310M | 461M |
| Net Debt | -845M | -1.2B | -907M | -1.6B | -1.1B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
133M
-76.5% YoY
Capital Expenditures
17M
+17.6% YoY
Free Cash Flow
116M
-78.8% YoY
Key ratios
Gross Margin
66.3%
Operating Margin
14.1%
Net Margin
11.1%
ROE
7.9%
Debt / Equity
1.23x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.