Financial Services
PRA Group, Inc.(PRAA)
Live Price
Offline$14.94
-0.40% today
1Y Change
+5.08%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $870.00M
- Revenue Growth
- +10.4%
- EPS Growth
- -535.2%
- Dividend Yield
- 0.0%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
PRA Group, Inc. (PRAA) is a Financial Services stock with a market cap of $870.00M and listed on NASDAQ. The stock last traded around $14.94 and up 5.1% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +10.4%, EPS growth of -535.2%, a dividend yield of 0.0%. What stands out right now is revenue +10.4%, EPS -535.2%, free cash flow +8.4% with operating margin 33.9% and ROIC 181.0%. Valuation is more restrained than many high-expectation growth names at price/sales 0.7. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines PRAA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+10.4% vs +3.4% peer median
Operating Margin
Above sector median
+33.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 4, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +10.4% and EPS is at -535.2%, with operating margin around 33.9%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +11.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 4, 2026 | โ | -0.0% | -19.9% | -32.5% |
2026 Feb 26, 2026 | +192.0% | +24.3% | +48.9% | +39.0% |
2025 Nov 3, 2025 | +6.0% | -11.0% | +4.1% | +13.1% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PRAA
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PRAA Max Drawdown
-42.34%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PRAA and SPY.
Company Overview
PRA Group, Inc.
NASDAQ Global Select
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.
- Leadership
- Martin Sjolund
- IPO Date
- Nov 8, 2002
- Employees
- 3.0k
- Street Address
- 120 Corporate Boulevard
- Mailing
- Norfolk, VA, 23502
- Region
- Norfolk, VA, US
- Reporting Currency
- USD
- Investor Line
- 888 772 7326
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 41.9
- Price/Sales
- 0.7
- Price/Book
- 0.9
Growth
- Revenue
- +10.4%
- EPS
- -535.2%
- Free Cash Flow
- +8.4%
Profitability
- Gross Margin
- 99.2%
- Operating Margin
- 33.9%
- Net Margin
- -24.6%
- ROE
- -27.3%
- ROIC
- 181.0%
Balance Sheet
- Debt/Equity
- 0.03
- Current Ratio
- 1.68
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.