Financial Services
Live Price
Offline$24.65
+0.28% today
1Y Change
+7.85%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
ProAssurance Corporation (PRA) is a Financial Services stock with a market cap of $1.27B and listed on NYSE. The stock last traded around $24.65 and up 7.9% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of -2.7%, EPS growth of -3.9%, a dividend yield of 0.0%. What stands out right now is revenue -2.7%, EPS -3.9%, free cash flow -48.1% with operating margin 6.6% and ROIC -1.8%. Valuation is more restrained than many high-expectation growth names at P/E 24.9 and price/sales 1.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PRA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PRA
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PRA Max Drawdown
-3.76%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PRA and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.1B
-2.4% YoY
FY Net Income
$144.1M
+35951.7% YoY
Free Cash Flow
$70.1M
+305.1% YoY
Revenue Growth
-2.7%
EPS Growth
-3.9%
Gross Margin
29.6%
Net Margin
4.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B |
| Gross Profit | 433M | 253M | 195M | 192M | 213M |
| Operating Income | 72M | 63M | -39M | -6M | 147M |
| EBITDA | 107M | 103M | 10M | 52M | 204M |
| Net Income | 51M | 53M | -39M | -402K | 144M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 36M | 55M | 66M | 30M | 144M |
| Total Assets | 5.4B | 5.6B | 5.6B | 5.7B | 6.2B |
| Total Liabilities | 4.1B | 4.4B | 4.5B | 4.6B | 4.8B |
| Shareholder Equity | 1.3B | 1.2B | 1.1B | 1.1B | 1.4B |
| Total Debt | 446M | 442M | 444M | 447M | 446M |
| Net Debt | 410M | 387M | 378M | 417M | 302M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
74M
+347.9% YoY
Capital Expenditures
4M
+11.8% YoY
Free Cash Flow
70M
+305.1% YoY
Key ratios
Gross Margin
29.6%
Operating Margin
6.6%
Net Margin
4.7%
ROE
3.9%
Debt / Equity
0.33x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.