Financial Services
Pinnacle Bankshares Corporation(PPBN)
Live Price
Offline$55.10
+0.16% today
1Y Change
+66.87%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $110.00M
- Revenue Growth
- +6.2%
- EPS Growth
- +16.9%
- Dividend Yield
- 2.2%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pinnacle Bankshares Corporation (PPBN) is a Financial Services stock with a market cap of $110.00M and listed on OTC. The stock last traded around $55.10 and up 66.9% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +6.2%, EPS growth of +16.9%, a dividend yield of 2.2%. What stands out right now is revenue +6.2%, EPS +16.9%, free cash flow -18.6% with operating margin 23.8% and ROIC 13.2%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 2.9 and price/sales 1.9. Stock Foundry combines PPBN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.2% vs +3.4% peer median
Operating Margin
Above sector median
+23.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.2% and EPS at +16.9%, with operating margin around 23.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.5% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | +0.0% | +1.6% | +3.8% |
2026 Feb 10, 2026 | โ | +0.0% | +2.8% | +3.3% |
2025 Oct 27, 2025 | โ | +0.0% | +3.3% | +7.3% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PPBN
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PPBN Max Drawdown
-5.81%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PPBN and SPY.
Company Overview
Pinnacle Bankshares Corporation
Other OTC
Pinnacle Bankshares Corporation operates as the bank holding company for First National Bank that provides a range of commercial and retail banking products and services. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial lines of credit, and letters of credit. The company also provides credit cards; insurance products, including property and casualty, life, and health; investment and annuity products; and overdraft protection, merchant bankcard processing, cash management, remote deposit capture, night drop, safe deposit boxes, and notary services, as well as telephone, mobile, and online banking services. It operates eighteen branches including one in the town of Amherst in Amherst County; two in Bedford County; two located in the town of Altavista in Campbell County; three in Campbell County; three in Pittsylvania County; three in the city of Danville; three in the city of Lynchburg; and one in the city of Charlottesville. The company was founded in 1908 and is headquartered in Altavista, Virginia.
- Leadership
- Aubrey H. Hall
- IPO Date
- Nov 4, 1999
- Employees
- 183
- Street Address
- 622 Broad Street
- Mailing
- Altavista, VA, 24517
- Region
- Altavista, VA, US
- Reporting Currency
- USD
- Investor Line
- 434 369 3000
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 2.9
- EV/EBITDA
- โ
- Price/Sales
- 1.9
- Price/Book
- 1.2
Growth
- Revenue
- +6.2%
- EPS
- +16.9%
- Free Cash Flow
- -18.6%
Profitability
- Gross Margin
- 81.1%
- Operating Margin
- 23.8%
- Net Margin
- 63.7%
- ROE
- 44.4%
- ROIC
- 13.2%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- 0.29
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.