Financial Services
Pontiac Bancorp, Inc.(PONT)
Live Price
Offline$729.85
+0.00% today
1Y Change
+37.71%
Window
Jun 23, 2025 → Jun 16, 2026
- Market Cap
- $150.00M
- Revenue Growth
- +7.3%
- EPS Growth
- -100.0%
- Dividend Yield
- 2.3%
Coverage: 247 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pontiac Bancorp, Inc. (PONT) is a Financial Services stock with a market cap of $150.00M and listed on OTC. The stock last traded around $729.85 and up 37.7% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +7.3%, EPS growth of -100.0%, a dividend yield of 2.3%. What stands out right now is revenue +7.3%, EPS -100.0%, free cash flow +16.0% with operating margin 33.3% and ROIC 8.8%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at price/sales 2.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PONT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.3% vs +3.4% peer median
Operating Margin
Above sector median
+33.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at +7.3% and EPS is at -100.0%, with operating margin around 33.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.3%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PONT
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PONT Max Drawdown
-30.50%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PONT and SPY.
Company Overview
Pontiac Bancorp, Inc.
Other OTC
Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.
- Leadership
- John A. Marshall
- IPO Date
- Mar 11, 2013
- Employees
- 150
- Street Address
- 300 West Washington Street
- Mailing
- Pontiac, IL, 61764
- Region
- Pontiac, IL, US
- Reporting Currency
- USD
- Investor Line
- 815 844 6155
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- —
- EV/EBITDA
- 3.5
- Price/Sales
- 2.4
- Price/Book
- —
Growth
- Revenue
- +7.3%
- EPS
- -100.0%
- Free Cash Flow
- +16.0%
Profitability
- Gross Margin
- 69.7%
- Operating Margin
- 33.3%
- Net Margin
- 24.7%
- ROE
- 12.0%
- ROIC
- 8.8%
Balance Sheet
- Debt/Equity
- 0.14
- Current Ratio
- 0.09
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.