Financial Services
Live Price
Offline$96.12
+0.56% today
1Y Change
-9.11%
Window
Jun 23, 2025 → May 29, 2026
Coverage: 236 bars · Jun 23, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pinnacle Financial Partners, Inc. (PNFP) is a Financial Services stock with a market cap of $7.58B and listed on NASDAQ. The stock last traded around $96.12 and down 9.1% across the available one-year price window (Jun 23, 2025 → May 29, 2026). Baseline metrics include revenue growth of +2.4%, EPS growth of +35.6%, a dividend yield of 1.5%. What stands out right now is revenue +2.4%, EPS +35.6%, free cash flow 0.0% with operating margin 19.9% and ROIC 2.9%. The dividend is present but secondary, with a yield around 1.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 1.9. Stock Foundry combines PNFP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PNFP
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PNFP Max Drawdown
-31.37%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PNFP and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.2B
-21.5% YoY
FY Net Income
$527.3M
-6.0% YoY
Free Cash Flow
$387.0M
-39.0% YoY
Revenue Growth
+2.4%
EPS Growth
+35.6%
Gross Margin
68.7%
Net Margin
16.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 2.9B | 2.9B | 2.5B | 1.5B | 1.2B |
| Gross Profit | 1.9B | 1.4B | 1.3B | 1.2B | 1.1B |
| Operating Income | 780M | 581M | 714M | 697M | 652M |
| EBITDA | 838M | 680M | 793M | 760M | 705M |
| Net Income | 642M | 475M | 562M | 561M | 527M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 3.6B | 3.3B | 2.1B | 1.1B | 4.0B |
| Total Assets | 57.7B | 52.6B | 48.0B | 42.0B | 38.5B |
| Total Liabilities | 50.7B | 46.2B | 41.9B | 36.5B | 33.2B |
| Shareholder Equity | 7.0B | 6.4B | 6.0B | 5.5B | 5.3B |
| Total Debt | 2.5B | 2.5B | 2.8B | 1.1B | 1.5B |
| Net Debt | -1.0B | -812M | 629M | -63M | -2.6B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
427M
-35.1% YoY
Capital Expenditures
40M
-71.5% YoY
Free Cash Flow
387M
-39.0% YoY
Key ratios
Gross Margin
68.7%
Operating Margin
19.9%
Net Margin
16.3%
ROE
7.4%
Debt / Equity
0.41x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.