Financial Services
Live Price
Offline$232.04
-0.47% today
1Y Change
+28.98%
Window
Jun 23, 2025 → Jun 17, 2026
Coverage: 248 bars · Jun 23, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The PNC Financial Services Group, Inc. (PNC) is a Financial Services stock with a market cap of $89.03B and listed on NYSE. The stock last traded around $232.04 and up 29.0% across the available one-year price window (Jun 23, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of -7.0%, EPS growth of +20.8%, a dividend yield of 3.1%. What stands out right now is revenue -7.0%, EPS +20.8%, free cash flow +19.9% with operating margin 27.5% and ROIC 5.0%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 12.6 and price/sales 2.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PNC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PNC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PNC Max Drawdown
-17.21%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PNC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$19.7B
-16.3% YoY
FY Net Income
$5.7B
-6.1% YoY
Free Cash Flow
$7.2B
-20.6% YoY
Revenue Growth
-7.0%
EPS Growth
+20.8%
Gross Margin
71.9%
Net Margin
22.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 31.3B | 33.7B | 31.9B | 23.5B | 19.7B |
| Gross Profit | 22.5B | 20.0B | 20.7B | 20.6B | 20.0B |
| Operating Income | 8.5B | 7.2B | 6.7B | 7.5B | 7.0B |
| EBITDA | 8.6B | 7.5B | 7.0B | 8.1B | 8.8B |
| Net Income | 6.9B | 5.9B | 5.6B | 6.0B | 5.7B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 6.8B | 46.3B | 50.7B | 34.4B | 82.3B |
| Total Assets | 573.6B | 560.0B | 561.6B | 557.3B | 557.2B |
| Total Liabilities | 512.9B | 505.6B | 510.4B | 511.5B | 501.5B |
| Shareholder Equity | 60.6B | 54.4B | 51.1B | 45.8B | 55.7B |
| Total Debt | 57.1B | 61.7B | 72.7B | 58.7B | 33.0B |
| Net Debt | 50.3B | 15.4B | 22.0B | 24.4B | -49.3B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7.2B
-20.6% YoY
Capital Expenditures
0
Free Cash Flow
7.2B
-20.6% YoY
Key ratios
Gross Margin
71.9%
Operating Margin
27.5%
Net Margin
22.5%
ROE
12.0%
Debt / Equity
1.05x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.