Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 544M | 481M | 445M | 476M | 375M |
| Gross Profit | 170M | 171M | 155M | 176M | 141M |
| Operating Income | 55M | 63M | 62M | 79M | 59M |
| EBITDA | 77M | 79M | 77M | 94M | 75M |
| Net Income | 15M | 20M | 24M | 37M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$18.26
+2.35% today
1Y Change
-18.21%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
CPI Card Group Inc. (PMTS) is a Financial Services stock with a market cap of $200.00M and listed on NASDAQ. The stock last traded around $18.26 and down 18.2% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +13.1%, EPS growth of -24.6%, a dividend yield of 0.0%. What stands out right now is revenue +13.1%, EPS -24.6%, free cash flow +21.4% with operating margin 10.1% and ROIC 11.4%. Valuation is more restrained than many high-expectation growth names at P/E 13.3 and price/sales 0.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PMTS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PMTS
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PMTS Max Drawdown
-55.04%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PMTS and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$375.1M
-21.2% YoY
FY Net Income
$15.9M
-56.4% YoY
Free Cash Flow
$10.2M
-24.6% YoY
Revenue Growth
+13.1%
EPS Growth
-24.6%
Gross Margin
31.3%
Net Margin
2.8%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 544M | 481M | 445M | 476M | 375M |
| Gross Profit | 170M | 171M | 155M | 176M | 141M |
| Operating Income | 55M | 63M | 62M | 79M | 59M |
| EBITDA | 77M | 79M | 77M | 94M | 75M |
| Net Income | 15M | 20M | 24M | 37M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 22M | 34M | 12M | 11M | 21M |
| Total Assets | 403M | 350M | 294M | 297M | 268M |
| Total Liabilities | 421M | 385M | 346M | 379M | 389M |
| Shareholder Equity | -17M | -36M | -52M | -82M | -121M |
| Total Debt | 337M | 289M | 272M | 291M | 308M |
| Net Debt | 316M | 256M | 260M | 280M | 287M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
20M
-35.4% YoY
Capital Expenditures
10M
+43.6% YoY
Free Cash Flow
10M
-24.6% YoY
Key ratios
Gross Margin
31.3%
Operating Margin
10.1%
Net Margin
2.8%
ROE
-58.8%
Debt / Equity
-19.47x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.