Technology
Live Price
Offline$5.00
+0.00% today
1Y Change
-39.39%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 252 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
PLAID,Inc. (PLDIF) is a Technology stock with a market cap of $21.96B and listed on OTC. The stock last traded around $5.00 and down 39.4% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +27.3%, EPS growth of +114.9%, a dividend yield of 0.0%. What stands out right now is revenue +27.3%, EPS +114.9%, free cash flow +326.7% with operating margin 9.4% and ROIC 11.1%. Valuation is more restrained than many high-expectation growth names at P/E 21.8 and price/sales 1.6. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines PLDIF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Technology peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PLDIF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PLDIF Max Drawdown
-40.48%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PLDIF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$4.0B
-26.4% YoY
FY Net Income
-$1.2B
-1032.1% YoY
Free Cash Flow
-$1.1B
-375.0% YoY
Revenue Growth
+27.3%
EPS Growth
+114.9%
Gross Margin
73.1%
Net Margin
7.2%
Income statement
JPY
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 11.0B | 8.6B | 7.3B | 5.4B | 4.0B |
| Gross Profit | 7.9B | 6.2B | 5.4B | 4.0B | 2.9B |
| Operating Income | 261M | -881M | -883M | 171M | -1.1B |
| EBITDA | 143M | -1.9B | -780M | -63M | -1.2B |
| Net Income | 321M | -2.1B | -931M | -107M | -1.2B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
JPY
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 4.7B | 3.8B | 4.2B | 4.2B | 2.1B |
| Total Assets | 7.3B | 6.2B | 7.1B | 7.0B | 3.1B |
| Total Liabilities | 4.1B | 3.5B | 3.0B | 2.0B | 1.5B |
| Shareholder Equity | 3.1B | 2.6B | 4.1B | 4.9B | 1.6B |
| Total Debt | 1.3B | 1.4B | 1.8B | 916M | 898M |
| Net Debt | -3.4B | -2.5B | -2.4B | -3.3B | -1.2B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1.0B
-346.5% YoY
Capital Expenditures
63M
-218.1% YoY
Free Cash Flow
1.1B
-375.0% YoY
Key ratios
Gross Margin
73.1%
Operating Margin
9.4%
Net Margin
7.2%
ROE
22.1%
Debt / Equity
0.88x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.