Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 108M | 73M | 85M | 71M | 57M |
| Gross Profit | 88M | 61M | 77M | 68M | 54M |
| Operating Income | 40M | 39M | 40M | 36M | 28M |
| EBITDA | 40M | 40M | 42M | 38M | 30M |
| Net Income | 30M | 29M | 30M | 26M | 21M |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Financial Services
Live Price
Offline$55.56
+1.48% today
1Y Change
+26.79%
Window
Jun 23, 2025 โ Jun 17, 2026
Coverage: 248 bars ยท Jun 23, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Plumas Bancorp (PLBC) is a Financial Services stock with a market cap of $360.00M and listed on NASDAQ. The stock last traded around $55.56 and up 26.8% across the available one-year price window (Jun 23, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +48.6%, EPS growth of -5.2%, a dividend yield of 2.5%. What stands out right now is revenue +48.6%, EPS -5.2%, free cash flow -32.0% with operating margin 35.4% and ROIC 7.9%. The dividend is present but secondary, with a yield around 2.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 3.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PLBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PLBC
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PLBC Max Drawdown
-15.80%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Uses the longest available daily history for PLBC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$56.5M
-19.9% YoY
FY Net Income
$21.0M
-20.6% YoY
Free Cash Flow
-$9.3M
-117.4% YoY
Revenue Growth
+48.6%
EPS Growth
-5.2%
Gross Margin
81.5%
Net Margin
26.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 108M | 73M | 85M | 71M | 57M |
| Gross Profit | 88M | 61M | 77M | 68M | 54M |
| Operating Income | 40M | 39M | 40M | 36M | 28M |
| EBITDA | 40M | 40M | 42M | 38M | 30M |
| Net Income | 30M | 29M | 30M | 26M | 21M |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 81M | 82M | 86M | 183M | 381M |
| Total Assets | 2.2B | 1.6B | 1.6B | 1.6B | 1.6B |
| Total Liabilities | 2.0B | 1.4B | 1.5B | 1.5B | 1.5B |
| Shareholder Equity | 261M | 178M | 147M | 119M | 134M |
| Total Debt | 148M | 62M | 116M | 29M | 28M |
| Net Debt | 67M | -20M | 30M | -154M | -353M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
8M
-114.8% YoY
Capital Expenditures
931K
+69.2% YoY
Free Cash Flow
9M
-117.4% YoY
Key ratios
Gross Margin
81.5%
Operating Margin
35.4%
Net Margin
26.7%
ROE
13.3%
Debt / Equity
0.54x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.