Technology
Live Price
Offline$15.62
+3.93% today
1Y Change
-16.65%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pagaya Technologies Ltd. (PGY) is a Technology stock with a market cap of $1.18B and listed on NASDAQ. The stock last traded around $15.62 and down 16.6% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +25.6%, EPS growth of +118.4%, a dividend yield of 0.0%. What stands out right now is revenue +25.6%, EPS +118.4%, free cash flow +419.2% with operating margin 19.8% and ROIC 17.0%. Valuation is more restrained than many high-expectation growth names at P/E 14.3 and price/sales 0.9. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines PGY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Technology peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PGY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PGY Max Drawdown
-75.71%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PGY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$445.9M
-34.9% YoY
FY Net Income
-$91.2M
+69.8% YoY
Free Cash Flow
$43.2M
+169.2% YoY
Revenue Growth
+25.6%
EPS Growth
+118.4%
Gross Margin
40.6%
Net Margin
6.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.3B | 1.0B | 773M | 685M | 446M |
| Gross Profit | 512M | 407M | 264M | 234M | 214M |
| Operating Income | 224M | 67M | -24M | -252M | -6M |
| EBITDA | 82M | 68M | -45M | -309M | -34M |
| Net Income | 81M | -401M | -128M | -302M | -91M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 288M | 188M | 186M | 310M | 191M |
| Total Assets | 1.5B | 1.3B | 1.2B | 1.0B | 590M |
| Total Liabilities | 991M | 850M | 543M | 280M | 106M |
| Shareholder Equity | 480M | 326M | 560M | 554M | 308M |
| Total Debt | 923M | 681M | 413M | 212M | 38M |
| Net Debt | 634M | 493M | 226M | -98M | -153M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
50M
+224.5% YoY
Capital Expenditures
7M
+70.4% YoY
Free Cash Flow
43M
+169.2% YoY
Key ratios
Gross Margin
40.6%
Operating Margin
19.8%
Net Margin
6.5%
ROE
20.1%
Debt / Equity
1.92x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.