Financial Services
PennyMac Financial Services, Inc.(PFSI)
Live Price
Offline$82.38
+1.45% today
1Y Change
-15.04%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $4.81B
- Revenue Growth
- +173.8%
- EPS Growth
- +58.6%
- Dividend Yield
- 1.3%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
PennyMac Financial Services, Inc. (PFSI) is a Financial Services stock with a market cap of $4.81B and listed on NYSE. The stock last traded around $82.38 and down 15.0% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +173.8%, EPS growth of +58.6%, a dividend yield of 1.3%. What stands out right now is revenue +173.8%, EPS +58.6%, free cash flow +69.0% with operating margin 20.0% and ROIC 2.5%. The dividend is present but secondary, with a yield around 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 1.2. Stock Foundry combines PFSI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+173.8% vs +3.4% peer median
Operating Margin
Above sector median
+20.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 28, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +173.8% and EPS at +58.6%, with operating margin around 20.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -10.4% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 28, 2026 | โ | -2.2% | -4.1% | -4.2% |
2026 Jan 29, 2026 | -39.0% | -33.3% | -34.9% | -38.6% |
2025 Oct 21, 2025 | +24.8% | +7.2% | +7.7% | +3.3% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFSI
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PFSI Max Drawdown
-50.11%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PFSI and SPY.
Company Overview
PennyMac Financial Services, Inc.
New York Stock Exchange
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.
- Leadership
- David A. Spector
- IPO Date
- May 9, 2013
- Employees
- 4.5k
- Street Address
- 3043 Townsgate Road
- Mailing
- Westlake Village, CA, 91361
- Region
- Westlake Village, CA, US
- Reporting Currency
- USD
- Investor Line
- 818 224 7442
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.6
- EV/EBITDA
- 31.8
- Price/Sales
- 1.2
- Price/Book
- 1.1
Growth
- Revenue
- +173.8%
- EPS
- +58.6%
- Free Cash Flow
- +69.0%
Profitability
- Gross Margin
- 65.2%
- Operating Margin
- 20.0%
- Net Margin
- 12.3%
- ROE
- 12.2%
- ROIC
- 2.5%
Balance Sheet
- Debt/Equity
- 5.35
- Current Ratio
- 0.04
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.